4616 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4616 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 723 sqft · built 1991
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Dec 2023)
Tax Bill	$849 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`056-44-02-001.04`

Property Details

APN / Parcel Number

Primary APN	`056-44-02-001.04`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	723 sqft Finished Area
Gross Area	1,299 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	4616 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRANDVIEW PT LOTS 15-16
Legal Subdivision	EARLE J T GRANDVIEW PARK
Legal Lot Number	15,16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2027
Census Tract	61200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4616 DECOURSEY AVE, COVINGTON, KY 41015-1860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	2023117
Deed Book / Page	262 / 753
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 1, 2026
Property Address	4616 DECOURSEY AVE, COVINGTON, KY 41015-1860
Document Number	0000011330
Book / Page	439 / 880
Instrument Date	Apr 10, 2026
Instrument	202611330
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BLYTHE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4616 DECOURSEY AVE, COVINGTON, KY 41015-1860

Mortgage

Document Number	0000011330,
Date	Jun 1, 2026
Book Page	439/880
Instrument	202611330

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,200 (-) Land $15,000 Building $98,200	$113,200 (-) Land $15,000 Building $98,200
2025	$849.00 (-43.66%) Homeowner's exemption	$113,200 (-) Land $10,000 Building $103,200	$113,200 (-) Land $10,000 Building $103,200
2023	$1,507.00	$113,200 Land $10,000 Building $103,200	$113,200 Land $10,000 Building $103,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20