Kenton County property record for 4615 Victory Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1926 |
| Lot Size | 0.724 acres (31,551 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Oct 2021) |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jun 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 056-42-01-039.00 |
| Primary APN | 056-42-01-039.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Finished Area |
| Gross Area | 1,220 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 31,551 sqft (0.724 acres) |
| Lot Dimensions | 352 ft deep x 112 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4615 VICTORY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEMMIEN & HAARMEYER LOTS 53-54-55 111.96'X 352' IRREG |
| Legal Subdivision | DEMMIEN & HAARMEYER |
| Legal Lot Number | 53-55 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 61300 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4615 VICTORY AVE, COVINGTON, KY 41015-1964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 20, 2021 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Jun 2, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2021 · Amount on Record |
| Deed Sale | Oct 20, 2021 · Amount on Record |
| Prior Sale | Jun 2, 2021 · Amount on Record |
| Deed Document Number | 20215900320 |
| Deed Book / Page | 125 / 446 |
| Prior Transfer Date | Aug 7, 2014 |
| Prior Transfer Doc | 0005900291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 20, 2021 |
| Property Address | 4615 VICTORY AVE, COVINGTON, KY 41015-1964 |
| Document Number | 0005900320 |
| Book / Page | 125 / 446 |
| Map Reference | MB 159 PG 640 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 21102005900320 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3439 SOUTHWAY RDG, ERLANGER, KY 41018-2772 |
| Name | Verified Name |
|---|---|
| Address | 4615 VICTORY AVE, COVINGTON, KY 41015-1964 |
| Document Number | 0005900321 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 21102005900321 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Number | 0005900322 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 287/645 |
| Instrument | 21102005900322 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 1, 2031 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 2, 2021 |
| Property Address | 4615 VICTORY AVE, COVINGTON, KY 41015-1964 |
| Document Number | 0005900176 |
| Book / Page | 94 / 569 |
| Map Reference | MB 159 PG 640 |
| Instrument Date | May 28, 2021 |
| Instrument | 21060205900176 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1453 DUBLIN PL, UNION, KY 41091-9657 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3224 DIXIE HWY, ERLANGER, KY 41018-1828 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,000 (-) Land $20,000 Building $153,000 | $173,000 (-) Land $20,000 Building $153,000 | |
| 2025 | $2,292.00 (-0.52%) | $173,000 (-) Land $10,000 Building $163,000 | $173,000 (-) Land $10,000 Building $163,000 |
| 2023 | $2,304.00 | $173,000 Land $10,000 Building $163,000 | $173,000 Land $10,000 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 16 (1978–2025) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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