4615 Tinder Box Cir, Monrovia, MD 21770 Property Records

Frederick County property record for 4615 Tinder Box Cir, Monrovia, MD 21770

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,080 sqft · built 2016
Lot Size	0.051 acres (2,200 sqft)
Owner	Individual Name on Record
Last Sale	$375,990 (Apr 2017)
Tax Bill	$4,558 (2024)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-592165`

Property Details

APN / Parcel Number

Primary APN	`09-592165`
Alternative APN	`592165`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	840 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,200 sqft (0.051 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	9 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	592165
Street Address	4615 TINDER BOX CIR
City	MONROVIA
State	MD
Zip	21770-6014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 528 SECTION 2 2,200 SQ FT LANDSDALE
Legal Subdivision	LANDSD
Legal Lot Number	528
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	2
Census Block	2037
Census Tract	752102

Owner

Source: Frederick County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Nov 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage LENDING 3 INC
Oct 26, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 3, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on Record
Deed Sale	Apr 4, 2017 · Amount on Record
Prior Sale	Sep 7, 2016 · Amount on Record
Deed Document Number	201711748-0031
Deed Book / Page	11748 / 31
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	May 11, 2026
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Document Number	1785000116
Book / Page	17855 / 116
Instrument Date	May 1, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014

Mortgage

Document Number	1785000116,
Date	May 11, 2026
Book Page	17855/116

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.46%
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176350227
Date	Dec 9, 2025
Book Page	17635/227

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014

Mortgage

Document Number	0175950364
Date	Nov 7, 2025
Book Page	17595/364

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2040

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Document Number	0140550338
Instrument Date	Sep 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	AMERICAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4615 TINDER BOX CIR MONROVIA MD 217706014, MONROVIA, MD 21770-6014

Mortgage

Document Number	0140550338
Date	Sep 10, 2020
Book Page	014055/000338

Lender

Name	LENDING 3 INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Document Number	0122070289
Book / Page	012207 / 000289
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 12, 2018
Title Company	INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4615 TINDER BOX CIR MONROVIA MD 217706014, MONROVIA, MD 21770-6014

Mortgage

Document Number	0122070289
Date	Dec 29, 2017
Book Page	012207/000289

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2047

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 3, 2017
Property Address	4615 TINDER BOX CIR, MONROVIA, MD 21770-6014
Document Number	0117480031
Book / Page	011748 / 000031
Instrument Date	Mar 24, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2017
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4615 TINDER BOX CIR MONROVIA MD 21770, MONROVIA, MD 21770

Mortgage

Document Number	117480036
Date	Apr 3, 2017
Book Page	011748/000036

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$410,867 (+12.29%)	$494,200 (+33.86%) Land $120,000 Building $374,200
2024	$4,558.00 (+4.16%)
2023	$4,376.00	$365,900	$369,200 Land $115,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2003 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Tinder Box Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures