4615 Split Rail Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 4615 Split Rail Ct, Gastonia, NC 28056 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,338 sqft Heated Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$306,000 (2024)
Tax Bill$1,815.00 (2025)

Property Details

APN / Parcel Number

Primary APN15041 03600
Alternative APN
  • 186823

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms9 Rooms
Building Area1,338 sqft Heated Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleRanch Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialShingle Roof
Lot Area19,602 sqft (0.45 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4615 SPLIT RAIL CT
CityGASTONIA
StateNC
Zip28056-9263
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY MEADOWS BLK C L 40 15 041 036 00 000
Legal SubdivisionCOUNTRY MEADOWS SUBDIVISION
Legal BlockC
JurisdictionGASTON NC
Minor Civil DivisionSOUTH POINT
Census Blockgroup1
Census Block1004
Census Tract32508

Owner

Source: Gaston County records · APN 15041 03600

Assessment roll updated August 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Oct 24, 2022Deed of Trust, Mortgage
TRULIANT FCU
May 18, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Mar 27, 2018Warranty Deed, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Feb 01, 2017Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
PRIME LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 11, 2024 · Amount on Record
Deed SaleApr 11, 2024 · Amount on Record
Prior SaleMay 18, 2020 · Amount on Record
Deed Book / Page5471 / 1888
Prior Transfer DateJan 31, 2017
Prior Transfer Doc0048931103
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
Transaction TypeMortgage
Record UpdatedMay 10, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address17110 KENTON DR 104, 104, CORNELIUS, NC 28031-5798

Mortgage

Document Number0054711890
DateApr 11, 2024
Book Page5471/1890
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Address150 PROVIDENCE RD # 33, CHARLOTTE, NC 28207
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2054

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053730670
DateOct 24, 2022
Book Page5373/670
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term120 Months
DueOct 16, 2032

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMay 18, 2020
Property Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
Document Number0051222412
Book / Page005122 / 002412
Instrument DateMay 18, 2020
Transaction TypeTransfer
Record UpdatedJun 05, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$378.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4615 SPLIT RAIL CT GASTONIA NC 280569263, GASTONIA, NC 28056-9263

Mortgage

Document Number51222414
DateMay 18, 2020
Book Page005122/002414
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 27, 2018
Property Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
Document Number0049680347
Book / Page4968 / 0347
Map ReferenceMB 37 PG 42
Instrument DateMar 27, 2018
Transaction TypeTransfer
Record UpdatedSep 06, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4065 EASTFORD CT, 4065, GASTONIA, NC 28056-8381

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263

Mortgage

Document Number49680350
DateMar 27, 2018
Instrument4968/0350
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateFeb 01, 2017
Property Address4615 SPLIT RAIL CT, GASTONIA, NC 28056-9263
Document Number0048931103
Book / Page004893 / 001103
Instrument DateJan 31, 2017
Transaction TypeTransfer
Record UpdatedFeb 14, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$262.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4615 SPLIT RAIL CT GASTONIA NC 280569263, GASTONIA, NC 28056-9263

Mortgage

Document Number48931105
DateFeb 01, 2017
Book Page004893/001105
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 31, 2047

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00 (+2.72%)$254,320 (-) Land $28,000 Building $226,320
2023$1,767.00$254,320 Land $28,000 Building $226,320
2021$156,980 Land $21,000 Building $135,980

Flood & Wildfire

4615 Split Rail Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Gaston County (37071C), updated September 1, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 24th in North Carolina
Wildfire LikelihoodLow — about 1 in 3,571 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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