4615 Sand Rd, Vernon, TX 76384 Property Records

Wilbarger County property record for 4615 Sand Rd, Vernon, TX 76384

Property Summary

Property Type	Single Family Home
Details	1 ba · 5,069 sqft · built 1980
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$374,205 (Aug 2026)
Tax Bill	$7,257 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2023 Mortgage
APN	`0014-090-0855-0`

Property Details

APN / Parcel Number

Primary APN	`0014-090-0855-0`
Alternative APNs	`0014-090-0855-041-3` `8419001`

Interior

Full Baths	1 Bath
Building Area	5,069 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	261,360 sqft (6 acres)
Garage Type	Attached
Garage Area	675 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,099 sqft
Patio Area	1,099 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	0014-090-0855-0
Street Address	4615 SAND RD
City	VERNON
State	TX
Zip	76384-7654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 855 BLK 14 SEC 90 H&TC
Legal Block	14
Jurisdiction	WILBARGER TX
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2004
Census Tract	950600

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4615 SAND RD, VERNON, TX 76384-7654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage AMERICAN NATIONAL BANK
Apr 6, 2023	Vendor's Lien, Transfer ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Apr 6, 2023 · Amount on Record
Deed Document Number	2026147326
Deed Book / Page	807 / 586
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WILBARGER TX
Recording Date	Aug 13, 2026
Property Address	4615 SAND RD, VERNON, TX 76384-7654
Document Number	0000147326
Book / Page	807 / 586
Instrument Date	Aug 13, 2026
Instrument	2026147326
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 SAND RD, VERNON, TX 76384-7654

Mortgage

Document Number	0000147326,
Date	Aug 13, 2026
Book Page	807/590
Instrument	2026147326

Lender

Name	AMERICAN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WILBARGER TX
Recording Date	Apr 6, 2023
Property Address	4615 SAND RD, VERNON, TX 76384-7654
Document Number	000769/372
Book / Page	769 / 372
Map Reference	VOL 695 PG 673
Instrument Date	Apr 5, 2023
Instrument	140633
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1749 OYSTER CRK, BUDA, TX 78610-3094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 SAND RD, VERNON, TX 76384-7654

Mortgage

Document Number	0000140634
Date	Apr 6, 2023
Instrument	140634

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Wilbarger County
Municipality	Vernon City
Unified School District	Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,257.00 (+35.59%)	$287,700 (+1.05%) Land $42,000 Building $245,700	$287,700 (+1.05%) Land $42,000 Building $245,700
2025	$5,352.00 (+13.97%) Homeowner's exemption	$284,700 (-3.3%) Land $39,000 Building $245,700	$284,700 (-3.3%) Land $39,000 Building $245,700
2023		$294,430 Land $39,000 Building $255,430	$294,430 Land $39,000 Building $255,430
2022	$4,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1995–2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 47% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERNON serves 11,002 people · EPA ID TX2440001
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Syntrio Fiber · Fixed Wireless	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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