4615 Lonespur Ct, Oceanside, CA 92056 Property Records

San Diego County property record for 4615 Lonespur Ct, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,913 sqft · built 1985
Lot Size	0.255 acres (11,090 sqft)
Owner	Company Name on File
Last Sale	$493,000 (May 2015)
Tax Bill	$6,745 (2025)
Deeds & Mortgages	Jul 2020 Transfer Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`161-441-10-00`

Property Details

APN / Parcel Number

Primary APN	`161-441-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,913 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	11,090 sqft (0.255 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4615 LONESPUR CT
City	OCEANSIDE
State	CA
Zip	92056-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 155 TR 009348
Legal Subdivision	GUAJOME MESA
Legal Tract	009348
Legal Block	2
Legal Lot Number	155
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	19305

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4615 LONESPUR CT, OCEANSIDE, CA 92056-2207
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jul 27, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2015 · Amount on Record
Deed Sale	May 11, 2015 · Amount on Record
Prior Sale	Jul 1, 2005 · Amount on Record
Deed Document Number	2015235776
Last Transfer Date	Nov 15, 2016
Transfer Doc	0000632600
Record Updated	Sep 20, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2020
Property Address	4615 LONESPUR CT, OCEANSIDE, CA 92056-2207
Document Number	0000409097
Instrument Date	Jul 21, 2020
Instrument	409097
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 LONESPUR CT OCEANSIDE CA 920562207, OCEANSIDE, CA 92056-2207

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2020
Property Address	4615 LONESPUR CT, OCEANSIDE, CA 92056-2207
Document Number	0000405871
Map Reference	MAP 9348
Instrument Date	Jul 21, 2020
Instrument	2020-0405871
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4615 LONESPUR CT, OCEANSIDE, CA 92056-2207

Mortgage

Document Number	0000405872
Date	Jul 27, 2020
Instrument	2020-0405872

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,348 (+2%) Land $326,637 Building $277,711
2025	$6,745.00 (+8.65%)	$592,499 (+4.04%) Land $320,233 Building $272,266
2023	$6,208.00 (+0.24%)	$569,494 Land $307,799 Building $261,695
2022	$6,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile USA.

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