Mobile County property record for 4615 Channing Ct, Mobile, AL 36608
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,092 sqft · built 2020 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $98,000 (Sep 2019) |
| Tax Bill | $3,304 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2019 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12800040 |
| Primary APN | 12800040 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,092 sqft Living Area |
| 1st Floor Area | 2,089 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 708 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 12800040 |
|---|---|
| Street Address | 4615 CHANNING CT |
| City | MOBILE |
| State | AL |
| Zip | 36608-2803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 CHANNING COURT INSTRUMENT NUMBER 2019018385 |
| Legal Subdivision | CHANNING COURT |
| Legal Lot Number | 2 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | MOBILE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3502 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK |
| Oct 23, 2019 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Dec 15, 2020 | Loan Modification, Mortgage HANCOCK WHITNEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2019 · Amount on Record |
| Deed Sale | Sep 17, 2019 · Amount on Record |
| Prior Sale | May 8, 2019 · Amount on Record |
| Deed Document Number | 2019054995 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Document Number | 0000074921 |
|---|---|
| Date | Dec 22, 2025 |
| Instrument | 2025074921 |
| Name | HANCOCK WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | 2510 14TH ST # 620, GULFPORT, MS 39501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000062136 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 2019062136 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Document Number | 0000010300 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021010300 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | MOBILE, AL 36608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jan 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4615 CHANNING CT, MOBILE, AL 36608-2803 |
| Document Number | 0000077806 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4615 CHANNING CT MOBILE AL 366082803, MOBILE, AL 36608-2803 |
| Document Number | 0000077806 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 77806 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | NEW ORLEANS, LA 70122 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 21, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,304.00 (-0.87%) Homeowner's exemption | $52,940 (-0.84%) Land $10,000 Building $42,940 | $529,400 (-0.84%) Land $100,000 Building $429,400 |
| 2024 | $3,333.00 (+2.97%) Homeowner's exemption | $53,390 (+2.93%) Land $10,000 Building $43,390 | $533,900 (+2.93%) Land $100,000 Building $433,900 |
| 2023 | $3,237.00 Homeowner's exemption | $51,870 Land $10,000 Building $41,870 | $518,700 Land $100,000 Building $418,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 9 (1979–2009) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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