4615 Cedarcrest Ave, Portage, MI 49024 Property Records

Kalamazoo County property record for 4615 Cedarcrest Ave, Portage, MI 49024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1989
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$184,900 (Nov 2021)
Tax Bill	$3,479 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-08765-200-O`

Property Details

APN / Parcel Number

Primary APN	`10-08765-200-O`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	40 ft deep x 80 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4615 CEDARCREST AVE
City	PORTAGE
State	MI
Zip	49024-8126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	WESTFIELD #5 LOT 200
Legal Subdivision	WESTFIELD #5
Legal Lot Number	200
Jurisdiction	KALAMAZOO MI
Township / Civil Division	PORTAGE
Census Block Group	2
Census Block	2009
Census Tract	2003

Owner

4615 Cedarcrest Ave is owned and occupied by an individual who bought it in November 2021.

Source: Kalamazoo County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4615 CEDARCREST AVE, PORTAGE, MI 49024-8126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Warranty Deed, Transfer · Conventional Mortgage CONTOUR MORTGAGE CORP
Jul 30, 2019	Warranty Deed, Transfer · FHA Mortgage HORIZON BANK
Aug 14, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	202145060
Prior Transfer Date	Aug 13, 2012
Prior Transfer Doc	2012033995
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 12, 2021
Property Address	4615 CEDARCREST AVE, PORTAGE, MI 49024-8126
Document Number	2021045060
Map Reference	LB 29 PG 11
Instrument Date	Oct 26, 2021
Instrument	2021-045060
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4615 CEDARCREST AVE, 4615, PORTAGE, MI 49024-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3739 GREENLEAF CIR APT 212, 212, KALAMAZOO, MI 49008-2529

Mortgage

Document Number	2021045061
Date	Nov 12, 2021
Instrument	2021-045061

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jul 30, 2019
Property Address	4615 CEDARCREST AVE, PORTAGE, MI 49024-8126
Document Number	2019021610
Map Reference	LB 29 PG 11
Instrument Date	Jul 19, 2019
Instrument	2019-021610
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4615 CEDARCREST AVE, 4615, PORTAGE, MI 49024-8126

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	721 KEENWAY CIR APT C, C, KALAMAZOO, MI 49001-4869

Mortgage

Document Number	2019021611
Date	Jul 30, 2019
Instrument	2019-021611

Lender

Name	HORIZON BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	4615 CEDARCREST AVE, PORTAGE, MI 49024-8126
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-027322
Date	Aug 14, 2017
Instrument	2017-027322

Lender

Name	PNC BANK NA
Type	Bank
Address	Portage, MI 49024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4615 Cedarcrest Ave was $3,479 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
Municipality	Portage City
Unified School District	Portage Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,200 (+11.09%)	$202,400 (+11.09%)
2025	$3,479.00 Homeowner's exemption	$91,100	$182,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4615 Cedarcrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4615 Cedarcrest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTAGE serves 46,292 people · EPA ID MI0005520
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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