4615 Cambridge St, Duluth, MN 55804 Property Records

St. Louis County property record for 4615 Cambridge St, Duluth, MN 55804 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,092 sqft · built 1921
Lot Size	0.172 acres (7,502 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Oct 2023)
Tax Bill	$3,624 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-3010-00380`

Property Details

APN / Parcel Number

Primary APN	`010-3010-00380`
Alternative APNs	`1154274` `735782`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,092 sqft Gross Area
1st Floor Area	624 sqft
Basement Area	473 sqft
Finished Basement	473 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	7,502 sqft (0.172 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	220 sqft
Patio Area	306 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1154274
Street Address	4615 CAMBRIDGE ST
City	DULUTH
State	MN
Zip	55804-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INC S 1/2 OF VAC ALLEY SERIAL #
Legal Subdivision	LONDON ADDITION TO DULUTH
Legal Block	29
Legal Lot Number	13
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5018
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3010-00380

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 07, 2023	Warranty Deed, Transfer · Conventional Mortgage SUPERIOR CHOICE CU
Nov 06, 2019	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BK&TR
Jul 20, 2018	Deed of Trust, Mortgage · Conventional with PMI FRANDSEN BK&TR
Sep 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Prior Sale	Sep 07, 2023 · Amount on Record
Deed Document Number	20231073660
Prior Transfer Date	Feb 06, 2003
Prior Transfer Doc	0000915643
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 07, 2023
Property Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316
Document Number	0001473538
Instrument Date	Aug 31, 2023
Instrument	1473538
Transaction Type	Transfer
Record Updated	Oct 05, 2023
Title Company	NOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316

Mortgage

Document Number	0001473539
Date	Sep 07, 2023
Instrument	1473539

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316
Document Number	00A1367499
Instrument Date	Nov 06, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 CAMBRIDGE ST DULUTH MN 558042316, DULUTH, MN 55804-2316

Mortgage

Document Number	00A1367499
Date	Nov 13, 2019
Instrument	A1367499

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316
Document Number	00A1337249
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 CAMBRIDGE ST DULUTH MN 558042316, DULUTH, MN 55804-2316

Mortgage

Document Number	00A1337249
Date	Jul 25, 2018
Instrument	A1337249

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	NEW ULM, MN 56073

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4615 CAMBRIDGE ST, DULUTH, MN 55804-2316
Document Number	00A1321307
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5332 JUNIATA ST DULUTH MN 558041340, DULUTH, MN 55804-1340

Mortgage

Document Number	00A1321307
Date	Nov 02, 2017
Instrument	A1321307

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	EVELETH, MN 55734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 01, 2022

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,624.00 (+7.16%) Homeowner's exemption
2025	$3,382.00 (+2.8%) Homeowner's exemption	$282,700 (+6.24%) Land $49,200 Building $233,500	$282,700 (+6.24%) Land $49,200 Building $233,500
2024		$266,100 (+14.11%) Land $47,500 Building $218,600	$266,100 (+14.11%) Land $47,500 Building $218,600
2023	$3,290.00 Homeowner's exemption
2022		$233,200 Land $36,600 Building $196,600	$233,200 Land $36,600 Building $196,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 328 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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