4615 9th St, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4615 9th St, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,391 sqft · built 1955
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (May 2014)
Tax Bill	$1,795 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-370-0055-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-370-0055-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,391 sqft Living Area
1st Floor Area	1,391 sqft
Basement Area	1,272 sqft
Unfinished Basement	1,272 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	115 ft deep x 120 ft wide
Garage Area	930 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4615 9TH ST
City	KIMBALL
State	MI
Zip	48074-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	LOTS 181 TO 183 INC LINCOLN PARK PLAT
Legal Subdivision	LINCOLN PARK PLAT
Legal Lot Number	181-183
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5020
Census Tract	634600

Owner

4615 9th St is owned and occupied by an individual who bought it in May 2014.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4615 9TH ST, KIMBALL, MI 48074-4502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 16, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Oct 7, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2014 · Amount on File
Deed Sale	May 16, 2014 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	201411330
Deed Book / Page	4505 / 161
Prior Transfer Date	May 22, 2013
Prior Transfer Doc	004398/356
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4615 9TH ST, KIMBALL, MI 48074-4502
Transaction Type	Mortgage
Record Updated	Sep 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 9TH ST, KIMBALL, MI 48074-4502

Mortgage

Document Number	0005554966
Date	Aug 23, 2022
Book Page	5554/966
Instrument	2022019868

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2052

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4615 9TH ST, KIMBALL, MI 48074-4502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048400542
Date	Jun 16, 2017
Book Page	4840/542
Instrument	2017015292

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4615 9TH ST, KIMBALL, MI 48074-4502
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4615 9TH ST, KIMBALL, MI 48074-4502

Mortgage

Document Number	0052920032
Date	Dec 22, 2020
Book Page	5292/32
Instrument	2020032462

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4615 9TH ST, KIMBALL, MI 48074-4502
Document Number	0051080368
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4615 9TH ST KIMBALL MI 480744502, KIMBALL, MI 48074-4502

Mortgage

Document Number	0051080368
Date	Oct 15, 2019
Book Page	005108/000368

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4615 9th St was $1,795 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,900 (+9.67%)	$183,800
2025	$1,795.00 (+3.1%) Homeowner's exemption	$83,800
2024	$1,741.00		$167,600
2023		$81,600
2022	$2,185.00		$163,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4615 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4615 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MARYSVILLE serves 9,959 people · EPA ID MI0004160
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Duke Broadband.

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