4614 Tradd Cir, Monroe, NC 28110 Property Records

Union County property record for 4614 Tradd Cir, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2011
Square Footage	2,028 sqft Living Area
Lot Size	2,570 sqft (0.059 acres)
Occupancy	Owner Occupied
Last Sale	$215,300 (2020)
Tax Bill	$2,582.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-363-381`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,028 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Lot Area	2,570 sqft (0.059 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	264 sqft Garage
Porch Area	18 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	4614 TRADD CIR
City	MONROE
State	NC
Zip	28110-5649
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#98 CHARLESTOWN AT BREKONRIDGE PH2 OPCJ366
Legal Subdivision	BREKONRIDGE - CHARLESTOWN
Jurisdiction	UNION NC
Minor Civil Division	MONROE
Census Blockgroup	3
Census Block	3020
Census Tract	20321

Owner

Source: Union County records · APN 09-363-381

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4614 TRADD CIR, MONROE, NC 28110-5649
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2020	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage TOWNEBANK MTG
Aug 24, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 30, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2020 · Amount on Record
Deed Sale	Sep 17, 2020 · Amount on Record
Prior Sale	Aug 24, 2018 · Amount on Record
Deed Doc Number	202036918
Deed Book / Page	7812 / 448
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 17, 2020
Property Address	4614 TRADD CIR, MONROE, NC 28110-5649
Document Number	7812448
Book / Page	007812 / 000448
Instrument Date	Sep 17, 2020
Instrument	36918
Transaction Type	Transfer
Record Updated	Oct 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4614 TRADD CIR MONROE NC 281105649, MONROE, NC 28110-5649

Mortgage

Document Number	7812451
Date	Sep 17, 2020
Book Page	007812/000451
Instrument	36919

Lender

Name	TOWNEBANK MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2050

Mortgage

Document Number	7812480,
Date	Sep 17, 2020
Book Page	007812/000480
Instrument	36928

Lender

Name	HOUSING FIN AGCY
Address	PO BOX 28066, RALEIGH, NC 27611-8066

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 24, 2018
Property Address	4614 TRADD CIR, MONROE, NC 28110-5649
Document Number	0007223578
Book / Page	7223 / 578
Map Reference	CAB J FILE 364-367
Instrument Date	Aug 24, 2018
Instrument	0024228
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4614 TRADD CIR, MONROE, NC 28110-5649

Mortgage

Document Number	0000024229
Date	Aug 24, 2018
Instrument	0024229

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 30, 2018
Property Address	4614 TRADD CIR, MONROE, NC 28110-5649
Document Number	7165485
Book / Page	007165 / 000485
Instrument Date	May 30, 2018
Instrument	14564
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$252.00
Additional	Notice of Trustee Sale Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4655 MATTHEWS MINT HILL RD MATTHEWS NC 281053644, MATTHEWS, NC 28105-3644

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,582.00 (+11.25%)	$295,400 (+38.75%) Land $60,400 Building $235,000	$295,400 (+38.75%) Land $60,400 Building $235,000
2023	$2,321.00	$212,900 Land $41,000 Building $171,900	$212,900 Land $41,000 Building $171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

4614 Tradd Cir, Monroe, NC 28110 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

August 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Tradd Cir

Nearby Streets

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