St. Louis County property record for 4613 Oneida St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.75 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,555 sqft Gross Area |
| Lot Size | 7,000 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $351,000 (2024) |
| Tax Bill | $4,710.00 (2026) |
| Primary APN | 010-2950-00640 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,555 sqft Gross Area |
| 1st Floor | 1,130 sqft 1st Floor |
| Basement Area | 430 sqft Basement |
| Finished Basement | 430 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow Style |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 7,000 sqft (0.16 acres) |
| Garage Area | 624 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
|---|---|
| Deck Area | 240 sqft Deck |
| Porch Area | 126 sqft Porch |
| Sauna | Sauna |
| Storage Building | 90 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 1165278 |
|---|---|
| Street Address | 4613 ONEIDA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1536 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT: 0013 BLOCK:004 SERIAL # |
| Legal Subdivision | LOEBS ADD TO LAKESIDE DULUTH |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 4 |
| Census Block | 4005 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2950-00640
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 202 WALNUT ST S, SAUK CENTRE, MN 56378-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MINNESOTA CU |
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) REPUBLICBANKAZ AZ |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 30, 2024 · Amount on Record |
| Deed Sale | Apr 30, 2024 · Amount on Record |
| Prior Sale | Apr 03, 2018 · Amount on Record |
| Deed Doc Number | 20241078878 |
| Prior Transfer Date | Dec 12, 2003 |
| Prior Transfer Doc | 0000768966 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4613 ONEIDA ST, DULUTH, MN 55804-1536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001099379 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | 1099379 |
| Name | CENTRAL MINNESOTA CU |
|---|---|
| Type | Credit Union |
| Address | SARTELL, MN 56377 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 01, 2036 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 3-Year TN |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4613 ONEIDA ST, DULUTH, MN 55804-1536 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001044683 |
|---|---|
| Date | Aug 03, 2021 |
| Instrument | 1044683 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Jun 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 03, 2018 |
| Property Address | 4613 ONEIDA ST, DULUTH, MN 55804-1536 |
| Document Number | 000T996566 |
| Instrument Date | Mar 30, 2018 |
| Instrument | T996566 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Title Company | ALL AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $775.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4613 ONEIDA ST DULUTH MN 558041536, DULUTH, MN 55804-1536 |
| Document Number | T996567 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | T996567 |
| Name | REPUBLICBANKAZ AZ |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2048 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,710.00 (+7.29%) Homeowner's exemption | ||
| 2025 | $4,390.00 (+2.28%) Homeowner's exemption | $355,800 (+6.4%) Land $47,800 Building $308,000 | $355,800 (+6.4%) Land $47,800 Building $308,000 |
| 2024 | $4,292.00 | $334,400 (+16.96%) Land $46,100 Building $288,300 | $334,400 (+16.96%) Land $46,100 Building $288,300 |
| 2022 | $285,900 Land $35,500 Building $250,400 | $285,900 Land $35,500 Building $250,400 |
4613 Oneida St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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