4613 Elgin Ave, Lubbock, TX 79413 Property Records

Lubbock County property record for 4613 Elgin Ave, Lubbock, TX 79413

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 856 sqft · built 1953
Lot Size	0.171 acres (7,488 sqft)
Owner	Individual Name on Record
Tax Bill	$1,706 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R81175`

Property Details

APN / Parcel Number

Primary APN	`R81175`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	856 sqft Living Area

Exterior

Year Built	Built 1953
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,488 sqft (0.171 acres)
Lot Dimensions	130 ft deep x 57.6 ft wide
Garage Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4613 ELGIN AVE
City	LUBBOCK
State	TX
Zip	79413-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	MODERN MANORS RES BLK 25 L 7
Legal Subdivision	MODERN MANORS RESUB
Legal Block	25
Legal Lot Number	7
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2013
Census Tract	2002

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3103 COUNTY ROAD 7630, LUBBOCK, TX 79423-5655
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Line of Credit PROSPERITY BANK
May 25, 2023	Deed of Trust, Mortgage · Line of Credit PROSPERITY BANK
Dec 5, 2024	Vendor's Lien, Subdivision Related Transfer · Commercial Mortgage CITY BANK
Dec 21, 2022	Warranty Deed, Transfer SERVICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024
Deed Sale	Dec 5, 2024
Prior Sale	Dec 21, 2022
Deed Document Number	2024047496
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4613 ELGIN AVE, LUBBOCK, TX 79413-4305
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004751
Date	Feb 2, 2024
Instrument	2024004751

Lender

Name	PROSPERITY BANK
Type	Bank
Address	LUBBOCK, TX 79401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jan 16, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4613 ELGIN AVE, LUBBOCK, TX 79413-4305
Transaction Type	Mortgage
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019202
Date	May 25, 2023
Instrument	2023019202

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 2, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 5, 2024
Property Address	4613 ELGIN AVE, LUBBOCK, TX 79413-4305
Document Number	0000047496
Map Reference	VOL 456 PG 479
Instrument Date	Dec 3, 2024
Instrument	2024047496
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3101 COUNTY ROAD 7630, LUBBOCK, TX 79423-5655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 COUNTY ROAD 7630, LUBBOCK, TX 79423-5655

Mortgage

Document Number	0000047497
Date	Dec 5, 2024
Instrument	2024047497

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Dec 21, 2022
Property Address	4613 ELGIN AVE, LUBBOCK, TX 79413-4305
Document Number	0000056744
Map Reference	VOL 456 PG 479
Instrument Date	Dec 16, 2022
Instrument	2022056744
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3101 COUNTY ROAD 7630, LUBBOCK, TX 79423-5655

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,706.00 (-5.12%)	$96,422 (+2.85%) Land $21,500 Building $74,922	$96,422 (+2.85%) Land $21,500 Building $74,922
2024	$1,798.00 (+3.21%)
2023	$1,742.00 (+18.75%)	$93,750 Land $5,760 Building $87,990	$93,750 Land $5,760 Building $87,990
2022	$1,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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