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4613 Copper Ridge Rd, Champaign, IL 61822 Property Records

Champaign County property record for 4613 Copper Ridge Rd, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.165 acres (7,205 sqft)
Owner2 Individual Names on File
Last Sale$302,000 (Aug 2024)
Tax Bill$5,681 (2024)
Deeds & MortgagesAug 2021 Line of Credit
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN45-20-20-475-016

Property Details

APN / Parcel Number

Primary APN45-20-20-475-016

Exterior

Architectural StyleCondo/Apartment
Lot Area7,205 sqft (0.165 acres)

Location & Zoning

Street Address4613 COPPER RIDGE RD
CityCHAMPAIGN
StateIL
Zip61822-9719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 200A IRONWOOD WEST II SUB, REPLAT
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD WEST II SUB, REPLAT
Legal Lot Number200A
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1058
Census Tract1205

Owner

4613 Copper Ridge Rd is owned and occupied by two individuals who bought it in August 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4613 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 30, 2017Deed, Transfer · Conventional Mortgage
FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2024 · Amount on File
Deed SaleAug 15, 2024 · Amount on File
Prior SaleJan 30, 2017 · Amount on File
Deed Document Number202412135
Prior Transfer DateDec 2, 2015
Prior Transfer Doc0000023058
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address4613 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Transaction TypeMortgage
Record UpdatedSep 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4613 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719

Mortgage

Document Number0000020698
DateAug 30, 2021
Instrument2021R20698
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 4, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHAMPAIGN IL
Recording DateJan 30, 2017
Property Address4613 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719
Document Number0000001657
Map ReferenceDOC2003R11124
Instrument DateJan 27, 2017
Instrument2017R01657
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$49.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4613 COPPER RIDGE RD, CHAMPAIGN, IL 61822-9719

Mortgage

Document Number0000001658
DateJan 30, 2017
Instrument2017R01658
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,440 Land $11,690 Building $73,750$256,320 Land $35,070 Building $221,250
2024$5,681.00
2022$4,871.00 Homeowner's exemption Senior Citizen's exemption$63,970 Land $8,750 Building $55,220$191,910 Land $26,250 Building $165,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4613 Copper Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4613 Copper Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Nextlink
Fixed Wireless		500 / 100
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Pavlov Media.

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