4613 Arbor Ct, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 4613 Arbor Ct, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,292 sqft · built 1976
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual Name on File
Tax Bill	$2,980 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`53-117-003-160.00`

Property Details

APN / Parcel Number

Primary APN	`53-117-003-160.00`
Alternative APNs	`053-117-003-160.00` `1170031600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	3,130 sqft
Basement Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	18,382 sqft (0.422 acres)
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4613 ARBOR CT
City	TWO RIVERS
State	WI
Zip	54241-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST HILLS SUB LOT 16 BLK 3
Legal Subdivision	FOREST HILLS SUB
Legal Block	3
Legal Lot Number	16
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	4
Census Block	4012
Census Tract	5200

Owner

4613 Arbor Ct is owned and occupied by an individual who acquired it in May 2025.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	4613 ARBOR CT, TWO RIVERS, WI 54241-1018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK FIRST NA
Jul 11, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2025
Transfer Doc	003687/179
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	TWO RIVERS, WI 54241
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003733/355
Date	Dec 8, 2025
Book Page	3733/355
Instrument	1290214

Lender

Name	BANK FIRST NA
Type	Bank
Address	MANITOWOC, WI 54220

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year T-Bill
Max Rate	12.2%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jul 11, 2023
Property Address	4613 ARBOR CT, TWO RIVERS, WI 54241-1018
Document Number	003569/622
Book / Page	3569 / 622
Instrument Date	Jun 16, 2023
Instrument	1263996
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 ARBOR CT, TWO RIVERS, WI 54241-1018

Tax Assessment & Valuation

The 2025 property tax bill for 4613 Arbor Ct was $2,980, up 10.5% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,980.00 (+10.53%)	$180,000 (-) Land $34,100 Building $145,900	$208,107 Land $39,425 Building $168,682
2024	$2,696.00 (-7.1%)	$180,000 (+65.29%) Land $34,100 Building $145,900
2023	$2,902.00 (+6.61%)	$108,900 (-) Land $28,100 Building $80,800	$172,800 (+15.74%)
2022	$2,722.00 Homeowner's exemption	$108,900 Land $28,100 Building $80,800	$149,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4613 Arbor Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4613 Arbor Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Frontier.

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