Carroll County property record for 4612 Ridge Rd, Mount Airy, MD 21771
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,800 sqft · built 1960 |
| Lot Size | 5.35 acres (233,046 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $308,000 (Jul 2005) |
| Tax Bill | $4,358 (2026) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-022325 |
| Primary APN | 09-022325 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 233,046 sqft (5.35 acres) |
| Garage Type | Basement |
| Garage Area | 576 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 720 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 022325 |
|---|---|
| Street Address | 4612 RIDGE RD |
| City | MOUNT AIRY |
| State | MD |
| Zip | 21771-8908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 5.35 ACS 4612 RIDGE RD W/S BRADDOCK RD |
| Legal Subdivision | TAYLORSVILLE |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 509002 |
4612 Ridge Rd is owned and occupied by two individuals who acquired it in August 2012.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1112, MOUNT AIRY, MD 21771-1112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage NEW WINDSOR STATE BANK |
| Feb 22, 2018 | Deed of Trust, Mortgage · Line of Credit NWSB BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2005 · Amount on File |
| Deed Sale | Jul 27, 2005 · Amount on File |
| Deed Document Number | 200550265 |
| Deed Book / Page | 4519 / 282 |
| Last Transfer Date | Aug 27, 2012 |
| Transfer Doc | 0070270166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4612 RIDGE RD, MOUNT AIRY, MD 21771-8908 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | CORPORATE SETTLEMENT SOLUTIO |
| Name | Verified Name |
|---|---|
| Address | 4612 RIDGE RD, MOUNT AIRY, MD 21771-8908 |
| Document Number | 0108470147 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 10847/147 |
| Name | NEW WINDSOR STATE BANK |
|---|---|
| Type | Bank |
| Address | GETTYSBURG, PA 17325 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 4612 RIDGE RD, MOUNT AIRY, MD 21771-8908 |
| Document Number | 0089570497 |
| Instrument Date | Feb 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 4612 RIDGE RD MOUNT AIRY MD 217718908, MOUNT AIRY, MD 21771-8908 |
| Document Number | 0089570497 |
|---|---|
| Date | Mar 8, 2018 |
| Book Page | 008957/000497 |
| Name | NWSB BANK |
|---|---|
| Address | 16 LINCOLN SQ, GETTYSBURG, PA 17325-2205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 7, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4612 Ridge Rd was $4,358 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,358.00 (+4.81%) Homeowner's exemption | $408,200 (+7.68%) | $437,300 (-) Land $231,700 Building $205,600 |
| 2025 | $4,158.00 Homeowner's exemption | $379,100 | $437,300 Land $231,700 Building $205,600 |
| 2023 | $3,787.00 Homeowner's exemption | $335,167 | $350,000 Land $211,700 Building $138,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4612 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4612 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures