Cleveland County property record for 4612 Harrogate Dr, Norman, OK 73072
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,614 sqft · built 2002 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Dec 2022) |
| Tax Bill | $12,551 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Line of Credit Aug 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | NC29BRH34 1 1001 |
| Primary APN | NC29BRH34 1 1001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,614 sqft Living Area |
| Gross Area | 5,620 sqft |
| 1st Floor Area | 4,089 sqft |
| Bonus Room | Bonus Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Steel Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 1,006 sqft |
| Porch | Porch |
| Porch Area | 359 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 100172 |
|---|---|
| Street Address | 4612 HARROGATE DR |
| City | NORMAN |
| State | OK |
| Zip | 73072-3957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKHAVEN 34 LT 1 BLK 1 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 27 |
| Legal Subdivision | BROOKHAVEN 34 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 201511 |
4612 Harrogate Dr is owned and occupied by two individuals who bought it in December 2022.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Warranty Deed, Transfer · Line of Credit BANK OF CHEROKEE COUNTY |
| Aug 4, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK & TRUST CO |
| Jun 7, 2021 | Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK & TRUST CO |
| Mar 23, 2020 | Loan Modification, Mortgage FRAZER BK |
| Apr 26, 2019 | Deed of Trust, Construction Loan · Line of Credit FRAZER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on File |
| Deed Sale | Dec 22, 2022 · Amount on File |
| Prior Sale | Jun 7, 2021 · Amount on File |
| Deed Document Number | 202243645 |
| Deed Book / Page | 6506 / 1372 |
| Prior Transfer Date | Mar 29, 2016 |
| Prior Transfer Doc | R201609720 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Dec 22, 2022 |
| Property Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | R202243645 |
| Book / Page | 6506 / 1372 |
| Instrument Date | Dec 16, 2022 |
| Instrument | R 2022 43645 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | R202243646 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | R 2022 43646 |
| Name | BANK OF CHEROKEE COUNTY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Dec 20, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | R202228422 |
|---|---|
| Date | Aug 4, 2022 |
| Book Page | 6458/748 |
| Instrument | R 2022 28422 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73103 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Jun 7, 2021 |
| Property Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | R202123444 |
| Book / Page | 6255 / 371 |
| Map Reference | MB 4317 PG 970 |
| Instrument Date | Jun 2, 2021 |
| Instrument | R 2021 23444 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO |
| Amount | Amount on Record |
|---|---|
| Tax | $217.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3400 BRAXTON WAY, EDMOND, OK 73034-7640 |
| Document Number | R202123477 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | R 2021 23477 |
| Name | FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | 0000009196 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4612 HARROGATE DR NORMAN OK 730723957, NORMAN, OK 73072-3957 |
| Document Number | 0000009196 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 006036/000962 |
| Instrument | 9196 |
| Name | FRAZER BK |
|---|---|
| Type | Bank |
| Address | EDMOND, OK 73013 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Mar 26, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Apr 26, 2019 |
| Property Address | 4612 HARROGATE DR, NORMAN, OK 73072-3957 |
| Document Number | 0000011999 |
| Book / Page | 005914 / 000490 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 11999 |
| Transaction Type | Construction Loan |
| Record Updated | May 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4612 HARROGATE DR NORMAN OK 730723957, NORMAN, OK 73072-3957 |
| Document Number | 0000011999 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 005914/000490 |
| Instrument | 11999 |
| Name | FRAZER BK |
|---|---|
| Type | Bank |
| Address | EDMOND, OK 73013 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 25, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4612 Harrogate Dr was $12,551 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,551.00 Homeowner's exemption | $105,592 Land $12,672 Building $92,920 | $879,937 Land $105,600 Building $774,337 |
| 2023 | $11,737.00 | $97,744 Land $12,672 Building $85,072 | $814,539 Land $105,600 Building $708,939 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4612 Harrogate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4612 Harrogate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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