Union County property record for 4612 Capstone Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,441 sqft Living Area |
| Lot Size | 9,409 sqft (0.216 acres) |
| Garage | Attached, 440 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $192,000 (2018) |
| Tax Bill | $2,380.00 (2025) |
| Primary APN | 09-396-214 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,441 sqft Living Area |
| Gross Area | 1,881 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,409 sqft (0.216 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Porch Area | 310 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4612 CAPSTONE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7370 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #109 CORNERSTONE PH 1B OPCF386 |
| Legal Subdivision | CORNERSTONE |
| Legal Lot Number | 109 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 20307 |
Source: Union County records · APN 09-396-214
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Stand Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 01, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC |
| Apr 16, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 16, 2018 · Amount on Record |
| Deed Sale | Apr 16, 2018 · Amount on Record |
| Prior Sale | Mar 28, 2008 · Amount on Record |
| Deed Doc Number | 20189833 |
| Deed Book / Page | 7137 / 359 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Document Number | 0008895393 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 8895/393 |
| Instrument | 9648 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Document Number | 8203228 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 8203/228 |
| Instrument | 38045 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Document Number | 7511294 |
| Instrument Date | Nov 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 4612 CAPSTONE DR MONROE NC 281107370, MONROE, NC 28110-7370 |
| Document Number | 7511294 |
|---|---|
| Date | Nov 07, 2019 |
| Book Page | 007511/000294 |
| Instrument | 34683 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 16, 2018 |
| Property Address | 4612 CAPSTONE DR, MONROE, NC 28110-7370 |
| Document Number | 0007137359 |
| Book / Page | 7137 / 359 |
| Map Reference | CAB F FILE 386 |
| Instrument Date | Apr 03, 2018 |
| Instrument | 0009833 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6681 WISTERIA DR, 6681, MYRTLE BEACH, SC 29588-6481 |
| Name | Verified Name |
|---|
| Document Number | 0000009834 |
|---|---|
| Date | Apr 16, 2018 |
| Instrument | 0009834 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,380.00 (+18.58%) | $356,300 (+51.23%) Land $69,000 Building $287,300 | $356,300 (+51.23%) Land $69,000 Building $287,300 |
| 2023 | $2,007.00 | $235,600 Land $42,000 Building $193,600 | $235,600 Land $42,000 Building $193,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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