46115 Pine Ave, New Buffalo, MI 49117 Property Records

Berrien County property record for 46115 Pine Ave, New Buffalo, MI 49117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,230 sqft · built 1988
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`39-2590-0047-01-1`

Property Details

APN / Parcel Number

Primary APN	`39-2590-0047-01-1`
Alternative APN	`11-39-2590-0047-01-1`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,230 sqft Living Area
1st Floor Area	2,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Lot Area	16,117 sqft (0.37 acres)
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46115 PINE AVE
City	NEW BUFFALO
State	MI
Zip	49117-9098
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SELECTZONI
Legal Description	LOTS 48 49 50 51 & THE SLY 1/2 OF LOTS 47 & 52 BLK B GRAND BEACH SPRINGS
Legal Subdivision	GRAND BEACH SPGS
Legal Block	B
Legal Lot Number	47-52
Jurisdiction	BERRIEN MI
Township / Civil Division	NEW BUFFALO
Census Block Group	1
Census Block	1041
Census Tract	11302

Owner

46115 Pine Ave is owned and occupied by an individual who acquired it in May 1987.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	46115 PINE AVE, NEW BUFFALO, MI 49117-9098
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 1987
Deed Sale	May 21, 1987
Prior Sale	Nov 2, 1985 · Amount on File
Deed Book / Page	1305 / 52
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	46115 PINE AVE, NEW BUFFALO, MI 49117-9098
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03286/1430
Date	Aug 14, 2020
Book Page	3286/1430

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	46115 PINE AVE, NEW BUFFALO, MI 49117-9098
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03275/1779
Date	May 18, 2020
Book Page	3275/1779

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46115 Pine Ave was $5,164 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	New Buffalo Township
Municipality	Grand Beach Village
Unified School District	New Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$405,400	$810,800
2025	$5,164.00
2023		$480,900	$961,800
2022	$4,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46115 Pine Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 individual policies
Nearby Flood Policies	123 units insured incl. 89 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46115 Pine Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND BEACH serves 272 people · EPA ID MI0002730
Water Source	Purchased surface water from MICHIANA
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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