4611 SE Murray Cove Cir, Stuart, FL 34997 Property Records

Martin County property record for 4611 SE Murray Cove Cir, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2005
Lot Size	0.171 acres (7,449 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (May 2025)
Tax Bill	$5,558 (2025)
Deeds & Mortgages	Mar 2022 Transfer Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-38-41-014-000-0040.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`25-38-41-014-000-0040.0-0-0000`
Alternative APNs	`25-38-41-014-000-00400-0` `957994`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,500 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,449 sqft (0.171 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Porch	Screened Concrete Masonry Porch
Porch Area	339 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	957994
Street Address	4611 SE MURRAY COVE CIR
City	STUART
State	FL
Zip	34997-9133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 40 MURRAY COVE (PB 15 PG 91)
Legal Range	41E
Legal Township	38S
Legal Section	25
Legal Subdivision	MURRAY COVE
Legal Block	3
Legal Lot Number	40
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3024
Census Tract	1410

Owner

4611 SE Murray Cove Cir is owned and occupied by two individuals who bought it in May 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4611 SE MURRAY COVE CIR, STUART, FL 34997-9133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 1, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on File
Deed Sale	May 6, 2025 · Amount on File
Prior Sale	Jul 26, 2017 · Amount on File
Deed Document Number	20253127067
Deed Book / Page	3497 / 1942
Prior Transfer Date	Mar 14, 2022
Prior Transfer Doc	0033010236
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Mar 22, 2022
Property Address	4611 SE MURRAY COVE CIR, STUART, FL 34997-9133
Document Number	0033010236
Book / Page	3301 / 236
Map Reference	MB 15 PG 91
Instrument Date	Mar 14, 2022
Instrument	2949502
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 DOYLE DR, GREENVILLE, SC 29615-2756

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Feb 1, 2022
Property Address	4611 SE MURRAY COVE CIR, STUART, FL 34997-9133
Document Number	0032892914
Book / Page	3289 / 2914
Map Reference	MB 15 PG 91
Instrument Date	Jan 23, 2022
Instrument	2940164
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 26, 2017
Property Address	4611 SE MURRAY COVE CIR, STUART, FL 34997-9133
Document Number	0029390778
Book / Page	002939 / 000778
Instrument Date	Jul 17, 2017
Instrument	2647201
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	PROSPERITY LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4611 SE MURRAY COVE CIR STUART FL 349979133, STUART, FL 34997-9133

Mortgage

Document Number	29390779
Date	Jul 26, 2017
Book Page	002939/000779
Instrument	2647202

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 25, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 4611 SE Murray Cove Cir was $5,558, up 59.3% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,558.00 (+59.26%)	$323,150 Land $97,500 Building $225,650	$323,150 Land $97,500 Building $225,650
2024	$3,490.00 (+2.44%)
2023	$3,407.00 (+21.85%) Additional exemption filed	$220,166 (+19.2%)	$295,030 (+18.39%) Land $97,500 Building $197,530
2022	$2,796.00 Homeowner's exemption	$184,705	$249,210 Land $97,500 Building $151,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4611 SE Murray Cove Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1982–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4611 SE Murray Cove Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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