Lorain County property record for 4610 Willow Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 956 sqft · built 1963 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,500 (Sep 2026) |
| Tax Bill | $1,169 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-077-113-017 |
| Primary APN | 03-00-077-113-017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 956 sqft Living Area |
| Gross Area | 1,624 sqft |
| 1st Floor Area | 956 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 54 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 244 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 006177-0 |
|---|---|
| Street Address | 4610 WILLOW AVE |
| City | LORAIN |
| State | OH |
| Zip | 44055-3813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 7 54 X 110 TOD 2/16/10 2010-0325187 LOT # 01265 |
| Legal Subdivision | HOMEWOOD 7 |
| Legal Block | 113 |
| Legal Lot Number | 1265 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 97500 |
Source: Lorain County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4610 WILLOW AVE, LORAIN, OH 44055-3813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Aug 21, 2017 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on Record |
| Deed Sale | Sep 29, 2026 · Amount on Record |
| Deed Document Number | 2026113488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Sep 29, 2026 |
| Property Address | 4610 WILLOW AVE, LORAIN, OH 44055-3813 |
| Document Number | 0000113488 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 2026113488 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,710.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4610 WILLOW AVE, LORAIN, OH 44055-3813 |
| Document Number | 0000113489, |
|---|---|
| Date | Sep 29, 2026 |
| Instrument | 2026113489 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4610 WILLOW AVE, LORAIN, OH 44055-3813 |
| Document Number | 0000642569 |
| Instrument Date | Aug 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4610 WILLOW AVE LORAIN OH 440553813, LORAIN, OH 44055-3813 |
| Document Number | 0000642569 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 642569 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,169.00 | $51,370 (-) Land $9,780 Building $41,590 | $146,770 (-) Land $27,950 Building $118,820 |
| 2024 | $1,169.00 (-7.52%) | $51,370 (+52.36%) Land $9,783 Building $41,587 | $146,770 (+52.36%) Land $27,950 Building $118,820 |
| 2023 | $1,264.00 (-0.78%) | $33,716 (-0.01%) Land $5,859 Building $27,857 | $96,330 (-) Land $16,740 Building $79,590 |
| 2022 | $1,274.00 | $33,720 Land $5,860 Building $27,860 | |
| 2021 | $96,330 Land $16,740 Building $79,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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