4610 McCrary Rd, Semmes, AL 36575 Property Records

Mobile County property record for 4610 McCrary Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,238 sqft · built 1989
Lot Size	1.8 acres (78,408 sqft)
Owner	Individual Name on Record
Last Sale	$312,500 (Dec 2022)
Tax Bill	$1,495 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022406140000074`

Property Details

APN / Parcel Number

Primary APN	`R022406140000074`
Alternative APNs	`24 06 14 0 000 074.XXX` `00367105` `367105`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,238 sqft Living Area
1st Floor Area	1,979 sqft
Upper Floors Area	1,271 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	78,408 sqft (1.8 acres)
Garage Area	1,025 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	246 sqft
Deck Area	328 sqft
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	367105
Old Parcel Number	R022406140000074
Street Address	4610 MCCRARY RD
City	SEMMES
State	AL
Zip	36575-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT THE NW COR OF LOT 2 FLOWERS PLACE MBK 79/86 TH RUN W 231.16 FT TO THE POB. TH RUN W 315 FT TH S 276.4 F TH E 315 FT TH
Legal Range	03W
Legal Township	03S
Legal Section	14
Legal Subdivision	FLOWERS PLACE
Legal Lot Number	2
Jurisdiction	MOBILE AL
Township / Civil Division	SEMMES
Census Block Group	1
Census Block	1003
Census Tract	6307

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4610 MCCRARY RD, SEMMES, AL 36575-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jan 10, 2017	Deed of Trust, Mortgage · Line of Credit HANCOCK BANK
Jan 26, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Jan 26, 2021
Deed Document Number	2022077252
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Dec 16, 2022
Property Address	4610 MCCRARY RD, SEMMES, AL 36575-4436
Document Number	0000077252
Instrument Date	Dec 15, 2022
Instrument	2022077252
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4380 PENN DR, SEMMES, AL 36575-4590

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 MCCRARY RD, SEMMES, AL 36575-4436

Mortgage

Document Number	0000077253
Date	Dec 16, 2022
Instrument	2022077253

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4610 MCCRARY RD, SEMMES, AL 36575-4436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001443
Date	Jan 10, 2017
Book Page	7465/1718
Instrument	2017001443

Lender

Name	HANCOCK BANK
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 13, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jan 26, 2021
Property Address	4610 MCCRARY RD, SEMMES, AL 36575-4436
Document Number	0000004883
Instrument Date	Jan 25, 2021
Instrument	4883
Transaction Type	Transfer
Record Updated	Feb 24, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$110.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4610 MCCRARY RD SEMMES AL 365754436, SEMMES, AL 36575-4436

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,495.00 (+2.75%) Homeowner's exemption	$32,210 (+2.64%) Land $3,000 Building $29,210	$322,100 (+2.64%) Land $30,000 Building $292,100
2024	$1,455.00 Homeowner's exemption	$31,380 (+34.1%) Land $3,000 Building $28,380	$313,800 (+34.1%) Land $30,000 Building $283,800
2023	Additional exemption filed	$23,400 Land $2,700 Building $20,700	$234,000 Land $27,000 Building $207,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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