4610 Lower Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 4610 Lower Dr, Lake Oswego, OR 97035

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,260 sqft · built 1975
Lot Size	0.008 acres (333 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jan 2022)
Tax Bill	$3,225 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21E18AA906A1`

Property Details

APN / Parcel Number

Primary APN	`21E18AA906A1`
Alternative APN	`00334043`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,260 sqft Living Area
Basement Area	630 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Exterior Material	Board & Batten
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	333 sqft (0.008 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Account Number	00334043
Street Address	4610 LOWER DR
City	LAKE OSWEGO
State	OR
Zip	97035-5312
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-0
Legal Description	2078 SUNNY GROVE CONDO BLDG 6 UNIT A1
Legal Subdivision	SUNNY GROVE CONDO
Legal Unit	A1
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1010
Census Tract	20401

Owner

4610 Lower Dr, a condominium, is owned and occupied by an individual who bought it in January 2022.

Source: Clackamas County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4610 LOWER DR, LAKE OSWEGO, OR 97035-5312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 4, 2017	Quit Claim Deed Quitclaim
Mar 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022 · Amount on File
Deed Sale	Jan 3, 2022 · Amount on File
Prior Sale	Dec 22, 2014 · Amount on File
Deed Document Number	2022121
Prior Transfer Date	Mar 27, 2017
Prior Transfer Doc	0000022882
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jan 3, 2022
Property Address	4610 LOWER DR, LAKE OSWEGO, OR 97035-5312
Document Number	0000000121
Map Reference	FEE 75-006478
Instrument Date	Dec 17, 2021
Instrument	2022-000121
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 LOWER DR, LAKE OSWEGO, OR 97035-5312

Mortgage

Document Number	0000000122
Date	Jan 3, 2022
Instrument	2022-000122

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2017: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 4, 2017
Property Address	4610 LOWER DR, LAKE OSWEGO, OR 97035-5312
Document Number	0000022882
Instrument Date	Mar 26, 2017
Instrument	22882
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4610 LOWER DR LAKE OSWEGO OR 970355312, LAKE OSWEGO, OR 97035-5312

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Mar 16, 2017
Property Address	4610 LOWER DR, LAKE OSWEGO, OR 97035-5312
Document Number	0000017573
Instrument Date	Mar 8, 2017
Instrument	17573
Transaction Type	Transfer
Record Updated	Mar 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 LOWER DR LAKE OSWEGO OR 970355312, LAKE OSWEGO, OR 97035-5312

Tax Assessment & Valuation

The 2025 property tax bill for 4610 Lower Dr was $3,225.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,225.00	$167,938	$353,100 Building $353,100
2023	$3,046.00	$158,299	$335,890 Building $335,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4610 Lower Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (1996–2021)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Jan 2021 · rainfall accumulation
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4610 Lower Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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