4610 Capital Blvd, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4610 Capital Blvd, Saint Cloud, FL 34769

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,536 sqft · built 2006
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Jan 2018)
Tax Bill	$3,767 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`144946`

Property Details

APN / Parcel Number

Primary APN	`144946`
Alternative APN	`092630006500010150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,536 sqft Heated Area
Gross Area	2,100 sqft
1st Floor Area	768 sqft
Upper Floors Area	768 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,657 sqft (0.06 acres)
Garage Type	Detached - Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Patio Area	250 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	144946
Street Address	4610 CAPITAL BLVD
City	SAINT CLOUD
State	FL
Zip	34769-7083
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	SPUD
Legal Description	ANTHEM PARK PH 2 PB 19 PG 53-54 LOT 15
Legal Range	30E
Legal Township	26S
Legal Section	09
Legal Subdivision	ANTHEM PARK TOWNHOMES
Legal Phase	2
Legal Tract	65
Legal Block	1
Legal Lot Number	15
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43208

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit ADDITION FINANCIAL CU
Jan 16, 2018	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Prior Sale	Aug 22, 2014 · Amount on Record
Deed Document Number	2018007871
Deed Book / Page	5269 / 1258
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083
Transaction Type	Mortgage
Record Updated	Mar 1, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083

Mortgage

Document Number	0063572417
Date	Feb 14, 2023
Book Page	6357/2417
Instrument	2023017692

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	PRIMERA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083

Mortgage

Document Number	0060020362
Date	Jul 14, 2021
Book Page	6002/362
Instrument	2021109322

Lender

Name	ADDITION FINANCIAL CU
Type	Credit Union
Address	LAKE MARY, FL 32746

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 16, 2018
Property Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083
Document Number	0052691258
Book / Page	5269 / 1258
Map Reference	MB19 PG53
Instrument Date	Jan 12, 2018
Instrument	2018007871
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 FARRWOOD DR, 243, BRADFORD, MA 01835-8441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 CAPITAL BLVD, SAINT CLOUD, FL 34769-7083

Mortgage

Document Number	2018007872
Date	Jan 16, 2018
Instrument	2018007872

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,767.00 (+4.87%) Homeowner's exemption	$142,296 (+5.99%)	$190,200 (-1.71%) Land $40,000 Building $150,200
2023	$3,592.00 (+3.49%) Homeowner's exemption	$134,259 (+3%)	$193,500 (+15.11%) Land $14,900 Building $178,600
2022	$3,471.00 Homeowner's exemption	$130,349	$168,100 Land $14,900 Building $153,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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