461 Willow Ave, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 461 Willow Ave, Half Moon Bay, CA 94019

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,378 sqft · built 1970
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on Record
Last Sale	$150,000 (May 2002)
Tax Bill	$8,489 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-142-100`

Property Details

APN / Parcel Number

Primary APN	`056-142-100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Units	3 Units
Stories	1 Story
Building Area	2,378 sqft Living Area
1st Floor Area	2,378 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	461 WILLOW AVE
City	HALF MOON BAY
State	CA
Zip	94019-1607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R30000
Legal Description	LOTS 9 10 BLOCK 4 PILARCITOS PARK
Legal Subdivision	PILARCITOS PARK
Legal Block	4
Legal Lot Number	9
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	1
Census Block	1014
Census Tract	613501

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	461 WILLOW AVE, HALF MOON BAY, CA 94019-1607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2002 · Amount on Record
Deed Sale	May 3, 2002 · Amount on Record
Deed Document Number	200287168
Last Transfer Date	Dec 11, 2014
Transfer Doc	0000116211
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	461 WILLOW AVE, HALF MOON BAY, CA 94019-1607
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WILLOW AVE AYE, HALF MOON BAY, CA 94019-1607

Mortgage

Document Number	0000147208
Date	Oct 19, 2021
Instrument	2021-147208

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	461 WILLOW AVE, HALF MOON BAY, CA 94019-1607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013449
Date	Feb 10, 2017
Instrument	2017-013449

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,639 (+2%) Land $230,581 Building $286,058
2025	$8,489.00 (+8.04%) Homeowner's exemption	$506,510 (+4.04%) Land $226,060 Building $280,450
2023	$7,857.00 (+4.51%) Homeowner's exemption	$486,846 Land $217,284 Building $269,562
2022	$7,518.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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