461 White St, Sycamore, IL 60178 Property Records

DeKalb County property record for 461 White St, Sycamore, IL 60178

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,186 sqft · built 2006
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2023)
Tax Bill	$3,939 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-21-129-010`

Property Details

APN / Parcel Number

Primary APN	`06-21-129-010`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	4,241 sqft
1st Floor Area	1,593 sqft
Basement Area	1,260 sqft
Finished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Retaining Wall
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	1,055 sqft
Porch	Open Frame Porch
Deck Area	269 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Account Number	0621129010
Street Address	461 WHITE ST
City	SYCAMORE
State	IL
Zip	60178-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 273 - HERON CREEK - PHASE SIX
Legal Subdivision	HERON CREEK
Legal Phase	6
Legal Lot Number	273
Jurisdiction	DE KALB IL
Township / Civil Division	SYCAMORE
Census Block Group	1
Census Block	1025
Census Tract	402

Owner

461 White St is owned by an individual who bought it in June 2023.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	16733 HEAD AVE, HAZEL CREST, IL 60429-1307
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/OH
Nov 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2023 · Amount on File
Deed Sale	Jun 5, 2023 · Amount on File
Prior Sale	Jan 8, 2016
Deed Document Number	20233753
Prior Transfer Date	Dec 29, 2015
Prior Transfer Doc	0000000256
Record Updated	Oct 29, 2026

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DE KALB IL
Recording Date	Jun 5, 2023
Property Address	461 WHITE ST, SYCAMORE, IL 60178-8903
Document Number	0000003753
Map Reference	DOC 2003027412
Instrument Date	May 19, 2023
Instrument	2023003753
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WHITE ST, SYCAMORE, IL 60178-8903

Mortgage

Document Number	0000003754
Date	Jun 5, 2023
Instrument	2023003754

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	461 WHITE ST, SYCAMORE, IL 60178-8903
Document Number	0000010479
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WHITE ST SYCAMORE IL 601788903, SYCAMORE, IL 60178-8903

Mortgage

Document Number	0000010479
Date	Oct 9, 2020
Instrument	10479

Lender

Name	NATIONAL BK/OH
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	461 WHITE ST, SYCAMORE, IL 60178-8903
Document Number	0000011772
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 WHITE ST SYCAMORE IL 601788903, SYCAMORE, IL 60178-8903

Mortgage

Document Number	0000011772
Date	Nov 27, 2017
Instrument	11772

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Sycamore Township
Municipality	Sycamore City
Unified School District	Sycamore Community Unit School District 427 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$178,082 Land $20,558 Building $157,524	$534,246 Land $61,674 Building $472,572
2023	$3,939.00 Homeowner's exemption Additional exemption filed	$121,535 Land $15,218 Building $106,317	$364,605 Land $45,654 Building $318,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 461 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 White St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SYCAMORE serves 18,500 people · EPA ID IL0370550
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures