461 Watermill Dr, Washington, MO 63090 Property Records

Franklin County property record for 461 Watermill Dr, Washington, MO 63090

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,545 sqft · built 2009
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$1,831 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN10-8-33.0-0-030-096.000

Property Details

APN / Parcel Number

Primary APN10-8-33.0-0-030-096.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,545 sqft Living Area

Exterior

Year BuiltBuilt 2009
Architectural StyleSplit Foyer
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Street Address461 WATERMILL DR
CityWASHINGTON
StateMO
Zip63090-7125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:155 SUMMER HILL ESTATES PLAT 1
Legal Range01W
Legal Township44
Legal Section33
Legal SubdivisionSUMMER HILL ESTATES
Legal Lot Number155
JurisdictionFRANKLIN MO
Township / Civil DivisionST. JOHNS
Census Block Group1
Census Block1017
Census Tract800202

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address461 WATERMILL DR, WASHINGTON, MO 63090-7125
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 9, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE SOLUTIONS INC
May 11, 2020Deed of Trust, Mortgage · VA Mortgage
GUILD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021
Deed SaleDec 9, 2021
Prior SaleJan 15, 2016 · Amount on Record
Deed Document Number2122880
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateDec 9, 2021
Property Address461 WATERMILL DR, WASHINGTON, MO 63090-7125
Document Number0002122880
Instrument DateDec 3, 2021
Instrument2122880
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 WATERMILL DR, WASHINGTON, MO 63090-7125

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 WATERMILL DR, WASHINGTON, MO 63090-7125

Mortgage

Document Number0002122881
DateDec 9, 2021
Instrument2122881
Lender
NameMORTGAGE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address461 WATERMILL DR, WASHINGTON, MO 63090-7125
Document Number0000007045
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address461 WATERMILL DR WASHINGTON MO 630907125, WASHINGTON, MO 63090-7125

Mortgage

Document Number0000007045
DateMay 18, 2020
Instrument7045
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
Unified School DistrictWashington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,831.00 (+6.33%)$34,709 (+8.39%)$182,680 (+8.4%) Land $36,000 Building $146,680
2023$1,722.00 (-7.37%)$32,021$168,530 Land $36,000 Building $132,530
2022$1,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2015–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN COUNTY PWSD 1
serves 3,500 people · EPA ID MO6024211
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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