461 W Cooper St, Tipton, MO 65081 Property Records

Moniteau County property record for 461 W Cooper St, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	1,586 sqft
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$827 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-471-0`

Property Details

APN / Parcel Number

Primary APN	`28-471-0`
Alternative APN	`08-5.0-16-004-005-011.000`

Interior

Building Area	1,586 sqft Adjusted Area
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-471-0
Street Address	461 W COOPER ST
City	TIPTON
State	MO
Zip	65081-8218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 15' LOT 58/ LOT 59/ E 35' LOT 60--BOYD & GWINNERS TIPTON
Legal Range	17W
Legal Township	45N
Legal Section	16
Legal Subdivision	BOYD GWINNERS ADDITION
Legal Lot Number	58-60
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	1
Census Block	1148
Census Tract	385400

Owner

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 W COOPER ST, TIPTON, MO 65081-8218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2025	Deed of Trust, Mortgage · Line of Credit THE TIPTON LATHAM BANK NA
Jun 28, 2021	Warranty Deed, Transfer · Line of Credit THE TIPTON LATHAM BANK NA
Apr 17, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021
Deed Sale	Dec 30, 2021
Prior Sale	May 31, 2016 · Amount on Record
Deed Document Number	20212964
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONITEAU MO
Property Address	461 W COOPER ST, TIPTON, MO 65081-8218
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 W COOPER ST, TIPTON, MO 65081-8218
Investor	Possibly a Property Investor

Mortgage

Document Number	0202500058
Date	Jan 15, 2025
Instrument	202500058

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank
Address	TIPTON, MO 65081

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Mar 10, 2030

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Jun 28, 2021
Property Address	461 W COOPER ST, TIPTON, MO 65081-8218
Document Number	0202101558
Map Reference	MB 1 PG 6
Instrument Date	Jun 28, 2021
Instrument	202101558
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 W COOPER ST, TIPTON, MO 65081-8218
Investor	Possibly a Property Investor

Mortgage

Document Number	0202101559
Date	Jun 28, 2021
Instrument	202101559

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Aug 28, 2026

April 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONITEAU MO
Recording Date	Apr 17, 2020
Property Address	461 W COOPER ST, TIPTON, MO 65081-8218
Document Number	0202000622
Map Reference	MB 1 PG 6
Instrument Date	Apr 17, 2020
Instrument	202000622
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 S HIGH ST, CALIFORNIA, MO 65018-1711

Tax Assessment & Valuation

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,150 (-)
2025	$827.00 (-86.63%)	$13,150 (-)	$69,200 (-) Land $10,000 Building $59,200
2023	$6,187.00 (+720.56%)	$13,150 (-)	$69,200 (-) Land $10,000 Building $59,200
2022	$754.00	$13,150
2021			$69,200 Land $10,000 Building $59,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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