461 W 1st Ave, Roselle, NJ 07203 Property Records

Union County and Roselle Borough property record for 461 W 1st Ave, Roselle, NJ 07203

Property Summary

Property Type	Single Family Home
Details	875 sqft · built 1953
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2015)
Tax Bill	$9,723 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-06104-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`14-06104-0000-00002`
Alternative APNs	`140610400002` `5706`

Interior

Stories	1 Story
Building Area	875 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	5706
Street Address	461 W 1ST AVE
City	ROSELLE
State	NJ
Zip	07203-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	ADDITIONAL LOTS: DEED 270959.
Legal Subdivision	BOROUGH/ROSELLE TAX MAP
Legal Block	6104
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	ROSELLE
Census Block Group	3
Census Block	3012
Census Tract	34000

Owner

461 W 1st Ave is owned and occupied by two individuals who acquired it in February 2016.

Source: Union County and Roselle Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	461 W 1ST AVE, ROSELLE, NJ 07203-1034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA
Mar 29, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2015 · Amount on File
Deed Sale	Sep 8, 2015 · Amount on File
Deed Book / Page	6079 / 21
Last Transfer Date	Feb 12, 2016
Transfer Doc	0061080616
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	461 W 1ST AVE, ROSELLE, NJ 07203-1034
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150582150
Date	Sep 15, 2021
Book Page	15058/2150
Instrument	20958

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	461 W 1ST AVE, ROSELLE, NJ 07203-1034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146072705
Date	Oct 21, 2019
Book Page	14607/2705
Instrument	680331

Lender

Name	SANTANDER BANK NA
Type	Bank
Address	READING, PA 19602

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	461 W 1ST AVE, ROSELLE, NJ 07203-1034
Document Number	0145660021
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	ATTORNEYS' TITLE SERVICES LLC, ATTORNEY TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	179 MADISON AVE SCOTCH PLAINS NJ 07076, SCOTCH PLAINS, NJ 07076

Mortgage

Document Number	0145660021
Date	Jun 18, 2019
Book Page	014566/000021
Instrument	673994

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	461 W 1ST AVE, ROSELLE, NJ 07203-1034
Document Number	0143420023
Book / Page	014342 / 000023
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Nov 2, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 W 1ST AVE ROSELLE NJ 072031034, ROSELLE, NJ 07203-1034

Mortgage

Document Number	0143420023
Date	Oct 3, 2017
Book Page	014342/000023
Instrument	647106

Lender

Name	SANTANDER BK NA
Type	Bank
Address	PA 19601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 461 W 1st Ave was $9,723, up 5.2% from the year before.

Source: Union County and Roselle Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Roselle Borough
Unified School District	Roselle Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,300 (-) Land $62,000 Building $44,300	$106,300 (-) Land $62,000 Building $44,300
2025	$9,723.00 (+5.19%)	$106,300 Land $62,000 Building $44,300	$106,300 Land $62,000 Building $44,300
2024	$9,243.00
2023		$106,300 Land $62,000 Building $44,300	$106,300 Land $62,000 Building $44,300
2022	$9,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 W 1st Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	82 (1982–2025)
Claims Outside the SFHA	3 of 82
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Flooding, Mar 2010 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 461 W 1st Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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