Sanders County property record for 461 Upper Lynch Creek Rd, Plains, MT 59859
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 2022 |
| Lot Size | 23.7 acres (1,033,679 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,199 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R353873 |
| Primary APN | R353873 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,033,679 sqft (23.7 acres) |
| Garage Type | Detached |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000002497 |
|---|---|
| Street Address | 461 UPPER LYNCH CREEK RD |
| City | PLAINS |
| State | MT |
| Zip | 59859-9584 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S36, T21 N, R26 W, PAR B4 COS 1375 IN SW PLAT F 23.73 AC |
| Jurisdiction | SANDERS MT |
| Township / Civil Division | PLAINS |
| Census Block Group | 1 |
| Census Block | 1197 |
| Census Tract | 100 |
Source: Sanders County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 461 UPPER LYNCH CREEK RD, PLAINS, MT 59859-9584 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 461 UPPER LYNCH CREEK RD, PLAINS, MT 59859-9584 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 461 UPPER LYNCH CREEK RD, PLAINS, MT 59859-9584 |
| Document Number | 0000330323 |
|---|---|
| Date | Sep 7, 2023 |
| Instrument | 330323 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANDERS MT |
| Property Address | 461 UPPER LYNCH CREEK RD, PLAINS, MT 59859-9584 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000327777 |
|---|---|
| Date | Oct 19, 2022 |
| Instrument | 327777 |
| Name | VALLEY BANK OF RONAN |
|---|---|
| Type | Bank |
| Address | RONAN, MT 59864 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 15, 2023 |
Source: Sanders County assessment roll, as of December 31, 2024
| Type | Name |
|---|---|
| State | Montana |
| County | Sanders County |
| Unified School District | Plains K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,199.00 (+36.5%) | $464,851 (+110.26%) | $464,851 (+110.26%) Land $49,681 Building $415,170 |
| 2023 | $1,611.00 | $221,082 | $221,082 Land $32,452 Building $188,630 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 43% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blackfoot Telephone Cooperative Fiber | 1,000 / 500 |
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