461 Tyler Dr, Troy, IL 62294 Property Records

Madison County property record for 461 Tyler Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,011 sqft · built 2016
Lot Size	2.02 acres (87,991 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2023)
Tax Bill	$14,948 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2025 Mortgage + 7 more
APN	`09-2-22-32-00-000-054`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-32-00-000-054`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,011 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	461 TYLER DR
City	TROY
State	IL
Zip	62294-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW CREEK 2ND ADDN LOT 21 191.69 X 619.91 IRREGULAR
Legal Subdivision	SHADOW CREEK SECOND ADDN
Legal Lot Number	21
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	2
Census Block	2011
Census Tract	403532

Owner

461 Tyler Dr is owned and occupied by an individual who bought it in June 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	461 TYLER DR, TROY, IL 62294-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage BANK OF SPRINGFIELD
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Sep 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jul 19, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
Jun 23, 2023	Warranty Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Apr 6, 2023	Quit Claim Deed, Transfer ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES
Dec 27, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 5, 2019	Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Apr 6, 2023
Deed Document Number	202316492
Prior Transfer Date	Mar 30, 2023
Prior Transfer Doc	0000008843
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034474
Date	Dec 9, 2025
Instrument	2025R34474

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Dec 10, 2025
Title Company	UNKNOWN, TI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032006
Date	Nov 12, 2025
Instrument	2025R32006

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	6.1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032063
Date	Nov 30, 2023
Instrument	2023R32063

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 28, 2034

Interest

Rate Type	Adjustable Rate
Rate	8.5%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023739
Date	Sep 6, 2023
Instrument	2023R23739

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.6%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Aug 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018851
Date	Jul 19, 2023
Instrument	2023R18851

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	72 Months
Due	Dec 14, 2023

Interest

Rate Type	Fixed Rate
Rate	6.45%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 23, 2023
Property Address	461 TYLER DR, TROY, IL 62294-2855
Document Number	0000016492
Map Reference	PC 65 PG 348
Instrument Date	Jun 15, 2023
Instrument	2023R16492
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount on Record
Tax	$1,020.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 TYLER DR, TROY, IL 62294-2855

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON IL
Recording Date	Apr 6, 2023
Property Address	461 TYLER DR, TROY, IL 62294-2855
Document Number	0000008843
Map Reference	PC 65 PG 348
Instrument Date	Mar 30, 2023
Instrument	2023R08843
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 TYLER DR, TROY, IL 62294-2855

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	461 TYLER DR, TROY, IL 62294-2855
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052924
Date	Dec 27, 2021
Instrument	2021R52924

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 5, 2019
Property Address	461 TYLER DR, TROY, IL 62294-2855
Document Number	0000028462
Instrument Date	Aug 29, 2019
Instrument	28462
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$744.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	461 TYLER DR TROY IL 622942855, TROY, IL 62294-2855

Mortgage

Document Number	28463
Date	Sep 5, 2019
Instrument	28463

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 461 Tyler Dr was $14,948 with a homeowner's exemption, up 6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,948.00 (+5.95%)	$239,420 Land $19,000 Building $220,420	$718,261 Land $57,000 Building $661,261
2024	$14,108.00
2022	$12,517.00	$187,770 Land $24,540 Building $163,230	$563,874 Land $73,694 Building $490,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 461 Tyler Dr; there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Tyler Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wisper ISP Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Tyler Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures