461 Summit Cir, Fredericksburg, TX 78624 Property Records

Gillespie County property record for 461 Summit Cir, Fredericksburg, TX 78624

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,494 sqft · built 1981
Lot Size	0.083 acres (3,598 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,835 (2026)
Deeds & Mortgages	Nov 2023 Reverse Mortgage
APN	`S1840-0000-001500`

Property Details

APN / Parcel Number

Primary APN	`S1840-0000-001500`
Alternative APN	`35556`

Interior

Full Baths	1 Bath
Building Area	1,494 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,598 sqft (0.083 acres)
Lot Dimensions	100 ft deep x 36 ft wide
Garage Type	Attached
Garage Area	299 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S1840-0000-001500
Street Address	461 SUMMIT CIR
City	FREDERICKSBURG
State	TX
Zip	78624-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDCREST LOT 15
Legal Subdivision	WINDCREST
Legal Lot Number	15
Jurisdiction	GILLESPIE TX
Township / Civil Division	FREDERICKSBURG
Census Block Group	1
Census Block	1024
Census Tract	950500

Owner

Source: Gillespie County records · APN S1840-0000-001500

Assessment roll updated October 6, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	461 SUMMIT CIR, FREDERICKSBURG, TX 78624-5032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILLESPIE TX
Recording Date	Nov 22, 2023
Property Address	461 SUMMIT CIR, FREDERICKSBURG, TX 78624-5032
Document Number	0020236930
Map Reference	VOL 1 PG 71&72
Instrument Date	Nov 20, 2023
Instrument	20236930
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SUMMIT CIR, FREDERICKSBURG, TX 78624-5032

Mortgage

Document Number	0020236931
Date	Nov 22, 2023
Instrument	20236931

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.77%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

Source: Gillespie County records · Assessment roll updated October 6, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Gillespie County
Municipality	Fredericksburg City
Unified School District	Fredericksburg Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,835.00 (+8.79%)
2025		$349,510 (-) Land $36,000 Building $313,510	$349,510 (-) Land $36,000 Building $313,510
2024	$3,525.00 (-17.66%)
2023	$4,281.00 (+176.37%)	$349,510 Land $36,000 Building $313,510	$349,510 Land $36,000 Building $313,510
2022	$1,549.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hill Country Telephone Cooperative Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Valley Telephone Cooperative, Inc. (TX) Fixed Wireless	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: 4ip Technology and Media.

Based on FCC filings for 167 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF FREDERICKSBURG serves 12,360 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.