461 Stella St, Elgin, IL 60120 Property Records

Kane County property record for 461 Stella St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,442 sqft · built 1900
Lot Size	0.152 acres (6,600 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jun 2020)
Tax Bill	$8,123 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-453-007`

Property Details

APN / Parcel Number

Primary APN	`06-13-453-007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	3,992 sqft
Basement Area	1,550 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	461 STELLA ST
City	ELGIN
State	IL
Zip	60120-6000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOME ADDN LOT 3 BLOCK 2
Legal Subdivision	HOME ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2012
Census Tract	851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1718 CAPITOL AVE, CHEYENNE, WY 82001-4528
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Sep 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Aug 28, 2008 · Amount on Record
Deed Document Number	202027907
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	0000073756
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 14, 2023
Property Address	461 STELLA ST, ELGIN, IL 60120-6000
Document Number	0000019420
Instrument Date	Jun 1, 2023
Instrument	2023K019420
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 CAPITOL AVE, CHEYENNE, WY 82001-4528

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	461 STELLA ST, ELGIN, IL 60120-6000
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067420
Date	Sep 2, 2021
Instrument	2021K067420

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 1, 2020
Property Address	461 STELLA ST, ELGIN, IL 60120-6000
Document Number	0000027907
Instrument Date	May 26, 2020
Instrument	27907
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIRST UNITED TITLE SERVICES IN, FIRST UNITED TITLE SVCS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 BARNES ST ELGIN IL 60120, ELGIN, IL 60120

Mortgage

Document Number	27908
Date	Jun 1, 2020
Instrument	27908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,123.00 (+36.75%)	$106,479 (+8.57%) Land $15,370 Building $91,109	$319,565 (+8.57%) Land $46,128 Building $273,436
2024		$98,074 (+31.63%) Land $14,157 Building $83,917	$294,340 (+31.69%) Land $42,488 Building $251,852
2022	$5,940.00 (+4.6%) Homeowner's exemption	$74,506 (+6.96%) Land $11,662 Building $62,844	$223,518 (+6.96%) Land $34,986 Building $188,532
2021	$5,679.00 Homeowner's exemption	$69,658 Land $10,903 Building $58,755	$208,974 Land $32,709 Building $176,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

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