461 Spring St, Apt 8C, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 461 Spring St, Apt 8C, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size	0.013 acres (569 sqft)
Owner	Individual Name on File
Last Sale	$126,900 (Sep 2021)
Tax Bill	$3,425 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019-1610`

Property Details

APN / Parcel Number

Primary APN	`019-1610`
Alternative APNs	`NAUG M:209-11W165-008C` `CON130 11W165 008C` `NAUG M:019 L:1610` `19-1610`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	79 Units
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,539 sqft
1st Floor Area	496 sqft
Basement Area	496 sqft
Unfinished Basement	112 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	569 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	19-1610
Street Address	461 SPRING ST, 8C
City	NAUGATUCK
State	CT
Zip	06770-1966
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Lot Number	1610
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

461 Spring St, Apt 8C is owned and occupied by an individual who bought it in September 2021.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	461 SPRING ST, 8C, NAUGATUCK, CT 06770-1966
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Jan 29, 2019	Warranty Deed, Transfer QUAD CTY BK&TR
Nov 27, 2017	Quit Claim Deed, Transfer CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Jan 29, 2019 · Amount on File
Deed Document Number	20214347
Deed Book / Page	1084 / 854
Transfer Doc	1003-874
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 28, 2021
Property Address	461 SPRING ST APT 8C, 8C, NAUGATUCK, CT 06770-1966
Document Number	001084-854
Book / Page	1084 / 854
Instrument Date	Sep 27, 2021
Instrument	4347
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST APT 8C, 8C, NAUGATUCK, CT 06770-1966

Mortgage

Document Number	0000004348
Date	Sep 28, 2021
Instrument	4348

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jan 29, 2019
Property Address	461 SPRING ST APT 8C, 8C, NAUGATUCK, CT 06770-1966
Document Number	1022-626
Book / Page	001022 / 000626
Instrument Date	Jan 29, 2019
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST #8C NAUGATUCK CT 067701966, 8C, NAUGATUCK, CT 06770-1966

Mortgage

Document Number	1022-628
Date	Jan 29, 2019
Book Page	001022/000628

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2049

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Nov 27, 2017
Property Address	461 SPRING ST APT 8C, 8C, NAUGATUCK, CT 06770-1966
Document Number	1003-874
Book / Page	1003 / 874
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Tax	$28.25
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1003-876
Date	Nov 27, 2017
Book Page	1003/876

Lender

Name	CARRINGTON MTG SVCS

Agreement

Amount	Amount on Record
Term	168 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 461 Spring St, Apt 8C was $3,425, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,425.00 (+1.63%)	$84,700 (-) Building $84,700	$191,921 (+223.7%)
2025	$3,370.00	$84,700 Building $84,700	$59,290 Building $59,290
2024	$3,370.00 (-11.08%)
2023	$3,790.00 (+57.79%)	$84,700 (+68.39%) Building $84,700
2022	$2,402.00	$50,300 Building $50,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 461 Spring St, Apt 8C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Spring St, Apt 8C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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