461 Spring St, Apt 4F, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 461 Spring St, Apt 4F, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size	0.013 acres (588 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2021)
Tax Bill	$3,275 (2026)
Deeds & Mortgages	Jun 2024 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`047-9810`

Property Details

APN / Parcel Number

Primary APN	`047-9810`
Alternative APNs	`NAUG M:209-11W134-004F` `CON130 11W134 004F` `NAUG M:047 L:9810` `47-9810`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	79 Units
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,544 sqft
1st Floor Area	496 sqft
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	588 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	47-9810
Street Address	461 SPRING ST, 4F
City	NAUGATUCK
State	CT
Zip	06770-1962
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Subdivision	HOP BROOK
Legal Lot Number	9810
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	461 SPRING ST, 4F, NAUGATUCK, CT 06770-1962
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Sep 22, 2021	Warranty Deed, Transfer · FHA Mortgage PRIME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Aug 22, 2008 · Amount on Record
Deed Document Number	20214266
Deed Book / Page	1084 / 354
Transfer Doc	0431000725
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	461 SPRING ST APT 4F, 4F, NAUGATUCK, CT 06770-1962
Transaction Type	Mortgage
Record Updated	Jun 20, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001140-334
Date	Jun 5, 2024
Book Page	1140/334
Instrument	2024-1452

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Sep 22, 2021
Property Address	461 SPRING ST APT 4F, 4F, NAUGATUCK, CT 06770-1962
Document Number	001084-354
Book / Page	1084 / 354
Instrument Date	Sep 21, 2021
Instrument	4266
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST APT 4F, 4F, NAUGATUCK, CT 06770-1962

Mortgage

Document Number	0000004267
Date	Sep 22, 2021
Instrument	4267

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,275.00 (+1.61%)	$80,990 (-) Building $80,990	$132,470 (+133.66%)
2025	$3,223.00	$80,990 (-) Building $80,990	$56,693 Building $56,693
2024	$3,223.00 (-11.07%)
2023	$3,624.00 (+58.53%)	$80,990 (+69.19%) Building $80,990
2022	$2,286.00	$47,870 Building $47,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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