461 Spring St, Apt 10C, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 461 Spring St, Apt 10C, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size	0.012 acres (564 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Feb 2021)
Tax Bill	$3,462 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000-5060`

Property Details

APN / Parcel Number

Primary APN	`000-5060`
Alternative APNs	`NAUG M:209-11W177-010C` `CON130 11W177 010C` `NAUG M:000 L:5060` `5060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	79 Units
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	496 sqft
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	564 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5060
Street Address	461 SPRING ST, 10C
City	NAUGATUCK
State	CT
Zip	06770-1968
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Lot Number	5060
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

461 Spring St, Apt 10C is owned and occupied by an individual who bought it in February 2021.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	461 SPRING ST, 10C, NAUGATUCK, CT 06770-1968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 9, 2021	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	Jan 19, 2017 · Amount on File
Deed Document Number	2021575
Deed Book / Page	1065 / 238
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	461 SPRING ST APT 10C, 10C, NAUGATUCK, CT 06770-1968
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001127-216
Date	Aug 31, 2023
Book Page	1127/216
Instrument	2023-2515

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	337 Months
Due	Sep 1, 2051

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	461 SPRING ST APT 10C, 10C, NAUGATUCK, CT 06770-1968
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001116-457
Date	Jan 17, 2023
Book Page	1116/457
Instrument	2023-190

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Feb 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Feb 9, 2021
Property Address	461 SPRING ST APT 10C, 10C, NAUGATUCK, CT 06770-1968
Document Number	001065-238
Book / Page	1065 / 238
Instrument Date	Jan 7, 2021
Instrument	575
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST APT 10C, 10C, NAUGATUCK, CT 06770-1968

Mortgage

Document Number	0000000576
Date	Feb 9, 2021
Instrument	576

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 461 Spring St, Apt 10C was $3,462, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,462.00 (+1.64%)	$85,610 (-) Building $85,610	$189,492 (+216.2%)
2025	$3,406.00	$85,610 Building $85,610	$59,927 Building $59,927
2024	$3,406.00 (-11.09%)
2023	$3,831.00 (+57.07%)	$85,610 (+67.63%) Building $85,610
2022	$2,439.00	$51,070 Building $51,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Spring St, Apt 10C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Spring St, Apt 10C is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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