461 Sandridge Rd, Hubert, NC 28539 Property Records

Onslow County property record for 461 Sandridge Rd, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,150 sqft · built 2011
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Aug 2023)
Tax Bill	$1,184 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1308A-59`

Property Details

APN / Parcel Number

Primary APN	`1308A-59`
Alternative APNs	`496513000` `472483000` `150655`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	16,117 sqft (0.37 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	496513000
Street Address	461 SAND RIDGE RD
City	HUBERT
State	NC
Zip	28539-4360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L2 S2 EASTPORT
Legal Subdivision	EAST PORT SECTION 2
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2013
Census Tract	2803

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 SAND RIDGE RD, HUBERT, NC 28539-4360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 10, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 9, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Book / Page	6018 / 224
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 15, 2023
Property Address	461 SANDRIDGE RD, HUBERT, NC 28539-4360
Document Number	0060180224
Book / Page	6018 / 224
Map Reference	MB9 PG204 SL M-1518
Instrument Date	Aug 2, 2023
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 LONG LEAF WAY, FLOWOOD, MS 39232-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SANDRIDGE RD, HUBERT, NC 28539-4360

Mortgage

Document Number	0006018227
Date	Aug 15, 2023
Instrument	6018-227

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 10, 2021
Property Address	461 SANDRIDGE RD, HUBERT, NC 28539-4360
Document Number	0054580148
Book / Page	5458 / 148
Instrument Date	Feb 3, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 MELLINGER LN, 5, CHICOPEE, MA 01022-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SUNSET RIDGE RD, COTTAGEVILLE, WV 25239

Mortgage

Document Number	0005458152
Date	May 10, 2021
Instrument	5458/152

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ONSLOW NC
Property Address	461 SANDRIDGE RD, HUBERT, NC 28539-4360
Document Number	0049910671
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 MELLINGER LN CHICOPEE MA 010221021, CHICOPEE, MA 01022-1021

Mortgage

Document Number	0049910671
Date	Jul 29, 2019
Book Page	004991/000671

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate	3.25%

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,184.00	$232,317 (+28.51%) Land $50,000 Building $182,317	$232,317 (+28.51%) Land $50,000 Building $182,317
2023	$1,184.00	$180,773 Land $45,000 Building $135,773	$180,773 Land $45,000 Building $135,773

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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