461 S Ruffner Rd, Charleston, WV 25314 Property Records

Kanawha County property record for 461 S Ruffner Rd, Charleston, WV 25314

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,092 sqft · built 1910
Lot Size	0.532 acres (23,174 sqft)
Owner	Individual Name on Record
Tax Bill	$207 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-39-0029.0000`

Property Details

APN / Parcel Number

Primary APN	`09-39-0029.0000`
Alternative APNs	`20-09-39-0029.0000` `06448668`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	23,174 sqft (0.532 acres)
Lot Dimensions	421 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06448668
Street Address	461 S RUFFNER RD
City	CHARLESTON
State	WV
Zip	25314-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 LICK BR ADN WINTZ PROP SO RUFFNER 461
Legal Subdivision	LICK BR ADN
Legal Lot Number	13
Jurisdiction	KANAWHA WV
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	1902

Owner

Source: Kanawha County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 S RUFFNER RD, CHARLESTON, WV 25314-1549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Mar 11, 2011
Last Transfer Date	Feb 14, 2023
Transfer Doc	0031570465
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANAWHA WV
Recording Date	Feb 14, 2023
Property Address	461 S RUFFNER RD, CHARLESTON, WV 25314-1549
Document Number	0031570465
Instrument Date	Feb 6, 2023
Instrument	31570465
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 S RUFFNER RD, CHARLESTON, WV 25314-1549

Mortgage

Document Number	0046290934
Date	Feb 14, 2023
Instrument	46290934

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kanawha County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Kanawha County
Municipality	Charleston City
Unified School District	Kanawha County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$207.00 (-79.4%) Homeowner's exemption	$32,880 (+5.18%) Land $7,440 Building $25,440	$54,800 (+5.18%) Land $12,400 Building $42,400
2023	$1,005.00 (+5.79%)	$31,260 (+5.47%) Land $7,440 Building $23,820	$52,100 (+5.47%) Land $12,400 Building $39,700
2022		$29,640 Land $7,440 Building $22,200	$49,400 Land $12,400 Building $37,000
2021	$950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of West Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Nearby Properties on S Ruffner Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures