461 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 461 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,666 sqft · built 1984
Lot Size	6.11 acres (266,152 sqft)
Owner	Individual Name on Record
Tax Bill	$1,507 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`017B091120800100`

Property Details

APN / Parcel Number

Primary APN	`017B091120800100`
Alternative APNs	`23-13-11-203-001.002-015` `00001097115` `0170054303`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	266,152 sqft (6.11 acres)
Garage Type	Mixed
Garage Area	1,560 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	480 sqft
Lean-To	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001097115
Street Address	461 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00543-03 PT E1/2 NE 11-19-9 6.11A MP 017-B09-11-208-00100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

Source: Fountain County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	461 S RIVER RD, COVINGTON, IN 47932-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTREBANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	461 S RIVER RD, COVINGTON, IN 47932-8058
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901927
Date	Aug 30, 2019
Instrument	201901927

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	461 S RIVER RD, COVINGTON, IN 47932-8058
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200516
Date	Mar 7, 2022
Instrument	202200516

Lender

Name	CENTREBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,507.00 (-4.86%) Homeowner's exemption	$246,500 (+28.86%) Land $53,900 Building $192,600	$246,500 (+28.86%) Land $53,900 Building $192,600
2024	$1,584.00 (+5.46%)
2023	$1,502.00 (+5.4%)	$191,300 (+8.45%) Land $47,300 Building $144,000	$191,300 (+8.45%) Land $47,300 Building $144,000
2022	$1,425.00	$176,400 Land $44,500 Building $131,900	$176,400 Land $44,500 Building $131,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tipmont REMC Fiber	1,000 / 1,000

May also be available: Verizon.

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