Lincoln Town property record for 461 River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,014 sqft · built 1951 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on Record |
| Last Sale | $399,000 (Aug 2025) |
| Tax Bill | $4,604 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05836-03 |
| Primary APN | 10-05836-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 916 sqft |
| Unfinished Basement | 916 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 10-05836-03 |
|---|---|
| Street Address | 461 RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS12 |
| Legal Lot Number | 14.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lincoln Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 25 HUCKLEBERRY LN, CANTON, MA 02021-2462 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 16, 2026 | Deed of Trust, Mortgage COMMERCIAL LENDER LLC |
| Sep 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| Aug 18, 2025 | Warranty Deed, Transfer · Line of Credit ARCHWEST LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Jul 2, 2014 · Amount on Record |
| Deed Document Number | 20259040 |
| Deed Book / Page | 2566 / 406 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Jul 16, 2026 |
| Property Address | 461 RIVER RD, LINCOLN, RI 02865-1424 |
| Document Number | 0000012380 |
| Book / Page | 2598 / 347 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202612380 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012380, |
|---|---|
| Date | Jul 16, 2026 |
| Book Page | 2598/347 |
| Instrument | 202612380 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 461 RIVER RD, LINCOLN, RI 02865-1424 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002374-179 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 2374/179 |
| Instrument | 20210000004718 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN RI |
| Recording Date | Aug 18, 2025 |
| Property Address | 461 RIVER RD, LINCOLN, RI 02865-1424 |
| Document Number | 002566-406 |
| Book / Page | 2566 / 406 |
| Instrument Date | Aug 14, 2025 |
| Instrument | 2025009040 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25 HUCKEBERRY LN, CANTON, MA 02021-2462 |
| Document Number | 2025009041 |
|---|---|
| Date | Aug 18, 2025 |
| Instrument | 2025009041 |
| Name | ARCHWEST LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,604.00 (+8.84%) | $340,500 (+32.75%) Land $173,400 Building $167,100 | $467,077 |
| 2023 | $4,230.00 | $256,500 Land $121,400 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 15 (1979–2023) |
| Claims Outside the SFHA | 8 of 15 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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