Chester County property record for 461 Ridge Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,534 sqft · built 1870 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $645,000 (Oct 2024) |
| Tax Bill | $601 (2026) |
| Deeds & Mortgages | Nov 2021 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-6-68.1H |
| Primary APN | 18-6-68.1H |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,534 sqft Living Area |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Lot Area | 174,240 sqft |
| View / Lot | Neighborhood |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 461 RIDGE RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-9679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FR |
| Legal Description | 4 AC DWG & BARN |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST COVENTRY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 301300 |
Source: Chester County records, as of May 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 461 RIDGE RD, SPRING CITY, PA 19475-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2024 · Amount on Record |
| Deed Sale | Oct 30, 2024 · Amount on Record |
| Prior Sale | Nov 1, 1992 · Amount on Record |
| Deed Document Number | 202412044429 |
| Deed Book / Page | 11290 / 2277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 461 RIDGE RD, SPRING CITY, PA 19475-9679 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 461 RIDGE RD, SPRING CITY, PA 19475-9679 |
| Document Number | 0107380013 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 10738/13 |
| Instrument | 11885313 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 20, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 461 RIDGE RD, SPRING CITY, PA 19475-9679 |
| Document Number | 0096471099 |
| Book / Page | 009647 / 001099 |
| Instrument Date | Oct 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 461 RIDGE RD SPRING CITY PA 194759679, SPRING CITY, PA 19475-9679 |
| Document Number | 0096471099 |
|---|---|
| Date | Nov 9, 2017 |
| Book Page | 009647/001099 |
| Instrument | 11576581 |
| Name | CITIZENS BK/PA |
|---|---|
| Type | Bank |
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 8, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Coventry Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601.00 (-89.01%) | $129,970 (-) Land $59,240 Building $70,730 | $141,570 (-) Land $59,240 Building $82,330 |
| 2024 | $5,468.00 | $129,970 Land $59,240 Building $70,730 | |
| 1998 | $141,570 Land $59,240 Building $82,330 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1979–2020) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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