461 Nelson St, Sparta, MI 49345 Property Records

Kent County property record for 461 Nelson St, Sparta, MI 49345

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,626 sqft · built 1999
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Last Sale$249,900 (Oct 2015)
Tax Bill$4,668 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-05-22-300-022

Property Details

APN / Parcel Number

Primary APN41-05-22-300-022

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,626 sqft Living Area
1st Floor Area1,626 sqft
Basement Area1,626 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleRanch
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions241 ft deep x 110 ft wide
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address461 NELSON ST
CitySPARTA
StateMI
Zip49345-1256
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG2
Legal DescriptionN 110.0 FT OF E 1/2 E 1/2 SW 1/4 EX E 435.0 FT * SEC 22 T9N R12W 0.61 A.
Legal Range12W
Legal Township09N
Legal Section22
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group1
Census Block1027
Census Tract10402

Owner

461 Nelson St is owned and occupied by two individuals who bought it in October 2015.

Source: Kent County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address461 NELSON ST, SPARTA, MI 49345-1256
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2015 · Amount on File
Deed SaleOct 6, 2015 · Amount on File
Prior SaleOct 8, 1997 · Amount on File
Deed Document Number201588131
Prior Transfer DateJul 22, 2011
Prior Transfer Doc0000060669
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address461 NELSON ST, SPARTA, MI 49345-1256
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047029
DateJun 4, 2020
Instrument20200604-0047029
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 461 Nelson St was $4,668.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,800 (+3.86%)$511,600 (+3.86%)
2025$4,668.00 Homeowner's exemption$246,300$492,600
2023$207,400$414,800
2019$3,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Nelson St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims8 (1994–2013)
Claims Outside the SFHA2 of 8
Most Recent ClaimApr 2013 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Nelson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPARTA
serves 4,140 people · EPA ID MI0006200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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