461 N Emery Ln, Elmhurst, IL 60126 Property Records

DuPage County property record for 461 N Emery Ln, Elmhurst, IL 60126

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 3,683 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Trust Names on File
Last Sale$1,120,000 (Apr 2022)
Tax Bill$23,652 (2025)
Deeds & MortgagesAug 2023 Transfer
Oct 2019 Construction Loan
+ 5 more
Flood ZoneZone X (minimal risk)
APN03-35-305-006

Property Details

APN / Parcel Number

Primary APN03-35-305-006

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,683 sqft Living Area
Gross Area5,794 sqft
1st Floor Area1,589 sqft
2nd Floor Area2,094 sqft
Basement Area1,589 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions14.5 ft deep x 5.5 ft wide
Garage TypeAttached
Garage Area522 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address461 N EMERY LN
CityELMHURST
StateIL
Zip60126-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEMERY MANOR PARK UNIT NO 1
Legal SubdivisionEMERY MANOR PARK
Legal Lot Number63
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionADDISON
Census Block Group3
Census Block3001
Census Tract840600

Owner

461 N Emery Ln is owner-occupied and held in a trust since August 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Trust Names on File
Mailing Address461 N EMERY LN, ELMHURST, IL 60126-2201
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 15, 2019Deed of Trust, Mortgage · Construction Mortgage
INLAND BANK & TRUST
Apr 26, 2022Warranty Deed, Transfer · Conventional Mortgage
THE ANDERSON FINANCIAL GROUP INC
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Dec 2, 2020Loan Modification, Mortgage
INLAND BK&TR
Oct 2, 2020Loan Modification, Mortgage
INLAND BK&TR
Oct 15, 2019Trustee's Deed, Construction Loan · Construction Mortgage
INLAND BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2022 · Amount on File
Deed SaleApr 26, 2022 · Amount on File
Prior SaleJul 15, 2021 · Amount on File
Deed Document Number202241934
Last Transfer DateAug 24, 2023
Transfer Doc0000055659
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDU PAGE IL
Recording DateAug 29, 2023
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000055659
Map ReferenceDOC 672003
Instrument DateAug 24, 2023
InstrumentR2023-055659
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address461 N EMERY LN, ELMHURST, IL 60126-2201

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000093178
DateOct 15, 2019
InstrumentR2019-093178
Lender
NameINLAND BANK & TRUST
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.12%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.12%
Index1-Year LIBOR
Max Rate9.12%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateApr 26, 2022
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000041934
Map ReferenceDOC 663133
Instrument DateApr 6, 2022
InstrumentR2022-041934
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address461 N EMERY LN, 461, ELMHURST, IL 60126-2201

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 N EMERY LN, ELMHURST, IL 60126-2201

Mortgage

Document Number0000041935
DateApr 26, 2022
InstrumentR2022-041935
Lender
NameTHE ANDERSON FINANCIAL GROUP INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeFixed Rate
Rate3.25%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 15, 2021
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000107706
Map ReferenceDOC 663133
Instrument DateJun 1, 2021
InstrumentR2021-107706
Transaction TypeTransfer
Record UpdatedAug 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,022.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address461 N EMERY LN, ELMHURST, IL 60126-2201

Mortgage

Document Number0000107707
DateJul 15, 2021
InstrumentR2021-107707
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000157085
Instrument DateDec 2, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address461 N EMERY LN ELMHURST IL 601262201, ELMHURST, IL 60126-2201

Mortgage

Document Number0000157085
DateDec 21, 2020
Instrument157085
Lender
NameINLAND BK&TR
TypeBank
AddressHILLSIDE, IL 60162
Agreement
AmountAmount on Record
Term360 Months
DueDec 20, 2050
Interest
Rate TypeAdjustable Rate

October 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Document Number0000125187
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 N EMERY LN ELMHURST IL 601262201, ELMHURST, IL 60126-2201

Mortgage

Document Number0000125187
DateOct 23, 2020
Instrument125187
Lender
NameINLAND BK&TR
TypeBank
AddressHILLSIDE, IL 60162
Agreement
AmountAmount on Record
Term360 Months
DueOct 22, 2050

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateOct 15, 2019
Property Address461 N EMERY LN, ELMHURST, IL 60126-2201
Instrument DateOct 3, 2019
Instrument93179
Transaction TypeConstruction Loan
Record UpdatedNov 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 N OAKLAWN AVE ELMHURST IL 601261827, ELMHURST, IL 60126-1827

Mortgage

Document Number0000093179
DateOct 15, 2019
Instrument93179
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 461 N Emery Ln was $23,652.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionAddison Township
MunicipalityElmhurst City
Unified School DistrictElmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,652.00$411,288 Land $76,410 Building $334,878$1,233,864 Land $229,230 Building $1,004,634
2022$17,722.00 Homeowner's exemption$295,320 Land $62,300 Building $233,020$885,960 Land $186,900 Building $699,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 461 N Emery Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1979–2013)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 461 N Emery Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELMHURST
serves 45,000 people · EPA ID IL0430350
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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