461 Mindoro St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 461 Mindoro St, Morro Bay, CA 93442 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,274 sqft · built 1988
Lot Size0.055 acres (2,400 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Aug 2021)
Tax Bill$8,257 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN065-061-009

Property Details

APN / Parcel Number

Primary APN065-061-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,274 sqft Living Area
Gross Area1,266 sqft

Exterior

Year BuiltBuilt 1988
Construction TypeWood
Lot Area2,400 sqft (0.055 acres)
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address461 MINDORO ST
CityMORRO BAY
StateCA
Zip93442-1324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY MB ATAS BCH BL 6A LT 16 LESS MIN RTS
Legal SubdivisionATASCADERO BEACH
Legal Block6
Legal Lot Number16
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1006
Census Tract10506

Owner

Source: San Luis Obispo County records · APN 065-061-009

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address461 MINDORO ST, MORRO BAY, CA 93442-1324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 10, 2021 · Amount on Record
Deed SaleAug 10, 2021 · Amount on Record
Prior SaleSep 26, 2013 · Amount on Record
Deed Document Number2021055894
Record UpdatedJun 07, 2026

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 10, 2021
Property Address461 MINDORO ST, MORRO BAY, CA 93442-1324
Document Number0000055894
Map ReferenceMB 2 PG 15
Instrument DateJul 21, 2021
Instrument2021055894
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address461 MINDORO ST, MORRO BAY, CA 93442-1324

Mortgage

Document Number0000055895
DateAug 10, 2021
Instrument2021055895
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,257.00 (+3.6%)$749,212 (+4.04%) Land $424,483 Building $324,729
2023$7,970.00 (+11.58%)$720,120 Land $408,000 Building $312,120
2022$7,143.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 33 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimDec 2004, rainfall accumulation

Wildfire

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire LikelihoodAbout 1 in 228 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 714 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Radiate HoldingsFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Ranch WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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