461 Middle Fork Rd, Hendersonville, NC 28792 Property Records

Henderson County property record for 461 Middle Fork Rd, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	1 ba · 880 sqft · built 1950
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on File
Last Sale	$264,000 (Mar 2019)
Tax Bill	$755 (2025)
Deeds & Mortgages	Mar 2019 Sale Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`614502119`

Property Details

APN / Parcel Number

Primary APN	`614502119`
Alternative APN	`1007196`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	880 sqft Heated Area
1st Floor Area	440 sqft
Basement Area	220 sqft
Finished Basement	220 sqft
Unfinished Basement	220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	39,204 sqft (0.9 acres)
Porch	Porch
Porch Area	220 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1007196
Street Address	461 MIDDLE FORK RD
City	HENDERSONVILLE
State	NC
Zip	28792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1007196~R3
Legal Description	DOWLING RECOMB LO1.03 AC PL2007-6579
Legal Block	50
Legal Lot Number	2119
Jurisdiction	HENDERSON NC
Township / Civil Division	EDNEYVILLE
Census Block Group	1
Census Block	1002
Census Tract	930100

Owner

461 Middle Fork Rd is owned by two individuals who bought it in March 2019.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4517 GWYNNEBROOK CIR, RALEIGH, NC 27613-4104
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Warranty Deed, Transfer
Apr 13, 2017	Warranty Deed, Transfer · Conventional with PMI SOUTHERN FIRST BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2019 · Amount on File
Deed Sale	Mar 21, 2019 · Amount on File
Prior Sale	Apr 13, 2017 · Amount on File
Deed Book / Page	3312 / 240
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 21, 2019
Property Address	461 MIDDLE FORK RD, HENDERSONVILLE, NC 28792
Document Number	0033120240
Book / Page	3312 / 240
Instrument Date	Mar 21, 2019
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 GWYNNEBROOK CIR, RALEIGH, NC 27613-4104

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Apr 13, 2017
Property Address	461 MIDDLE FORK RD, HENDERSONVILLE, NC 28792
Document Number	0030410302
Book / Page	003041 / 000302
Instrument Date	Apr 12, 2017
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$274.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 MIDDLEFORK RD HENDERSONVILLE NC 28792, HENDERSONVILLE, NC 28792

Mortgage

Document Number	30410304
Date	Apr 13, 2017
Book Page	003041/000304

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 461 Middle Fork Rd was $755.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,200 Land $33,700 Building $103,500
2025	$755.00
2023		$137,200 Land $33,700 Building $103,500	$137,200 Land $33,700 Building $103,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Middle Fork Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Middle Fork Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Middle Fork Rd

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