Rutherford County property record for 461 Main St, Chimney Rock, NC 28720
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 930 sqft · built 2004 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Company Name on Record |
| Last Sale | $475,000 (Oct 2022) |
| Tax Bill | $2,565 (2022) |
| Deeds & Mortgages | Oct 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 0224090 |
| Primary APN | 0224090 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 930 sqft Total Area |
| Gross Area | 885 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Porch | Porch |
| Porch Area | 374 sqft |
| Patio Area | 522 sqft |
| Cooling System | Evaporative |
|---|
| Account Number | 1687 |
|---|---|
| Old Parcel Number | 0224090 |
| Street Address | 461 MAIN ST |
| City | CHIMNEY ROCK |
| State | NC |
| Zip | 28720 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | LO1&2 BLC&D PL4-89 |
| Legal Subdivision | CHIMNEY ROCK IMPROV CO LA |
| Legal Block | 2 |
| Legal Lot Number | 1,2 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 960302 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 160 SOUTHPOINTE DR, LAKE LURE, NC 28746-8101 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2022 · Amount on Record |
| Deed Sale | Oct 13, 2022 · Amount on Record |
| Prior Sale | Sep 11, 2015 · Amount on Record |
| Deed Document Number | 0020654210 |
| Deed Book / Page | 2065 / 4210 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Oct 13, 2022 |
| Property Address | 461 MAIN ST, CHIMNEY ROCK, NC 28720 |
| Document Number | 0020654210 |
| Book / Page | 2065 / 4210 |
| Map Reference | MB 4 PG 89 |
| Instrument Date | Oct 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 615 BOTTEMLESS POOLS RD, LAKE LURE, NC 28746-5525 |
| Name | Verified Name |
|---|---|
| Address | 160 SOUTHPOINTE DR, LAKE LURE, NC 28746-8101 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Chimney Rock Village |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $418,800 Land $304,900 Building $113,900 | $418,800 Land $304,900 Building $113,900 | |
| 2022 | $2,565.00 | ||
| 2021 | $2,565.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LAKE LURE serves 1,176 people · EPA ID NC0181020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 15 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: Pangaea Internet.
4G LTE only, no 5G reported
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