461 Lakestone Rd, Union Hall, VA 24176 Property Records

Franklin County property record for 461 Lakestone Rd, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,178 sqft · built 1992
Lot Size	1.5 acres (65,427 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Apr 2022 Transfer Aug 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 02-052 00`

Property Details

APN / Parcel Number

Primary APN	`048 02-052 00`
Alternative APN	`14685`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,178 sqft Living Area
Gross Area	5,373 sqft
1st Floor Area	2,151 sqft
Basement Area	2,151 sqft
Finished Basement	2,151 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,427 sqft (1.5 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	649 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Deck Area	116 sqft
Balcony Area	27 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	14685
Street Address	461 LAKESTONE RD
City	UNION HALL
State	VA
Zip	24176-3742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLIDAY FARMS NEW LOT 2-A
Legal Subdivision	HOLIDAY FARMS
Legal Lot Number	2-A
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	3
Census Block	3001
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	315 WINROW DR, JAMESTOWN, NC 27282-8434
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Intrafamily Transfer, Transfer
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Oct 20, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 12, 2022
Transfer Doc	0011822680
Record Updated	Sep 20, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN VA
Recording Date	Apr 19, 2022
Property Address	461 LAKESTONE RD, UNION HALL, VA 24176-3742
Document Number	0011822680
Book / Page	1182 / 2680
Map Reference	MB 525 PG 343
Instrument Date	Apr 12, 2022
Instrument	220003068
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	315 WINROW DR, JAMESTOWN, NC 27282-8434

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	461 LAKESTONE RD, UNION HALL, VA 24176-3742
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WINROW DR, JAMESTOWN, NC 27282-8434

Mortgage

Document Number	0011682784
Date	Aug 24, 2021
Book Page	1168/2784
Instrument	210007904

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 20, 2020
Property Address	461 LAKESTONE RD, UNION HALL, VA 24176-3742
Document Number	0011490785
Book / Page	001149 / 000785
Instrument Date	Oct 6, 2020
Instrument	8205
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 WINROW DR JAMESTOWN NC 272828434, JAMESTOWN, NC 27282-8434

Mortgage

Document Number	11490787
Date	Oct 20, 2020
Book Page	001149/000787
Instrument	8206

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,616.00 (+2.42%)	$1,073,700 (+45.29%) Land $292,000 Building $781,700	$1,073,700 (+45.29%) Land $292,000 Building $781,700
2023	$4,507.00	$739,000 (+9.94%) Land $285,000 Building $454,000	$739,000 (+9.94%) Land $285,000 Building $454,000
2022		$672,200 Land $285,000 Building $387,200	$672,200 Land $285,000 Building $387,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	31 units insured incl. 24 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DILLARDS HILL private · serves 755 people · EPA ID VA5067415
Water Source	Groundwater
Last State Inspection	Apr 2023
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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