461 Karsh Dr, Longmont, CO 80504 Property Records

Boulder County property record for 461 Karsh Dr, Longmont, CO 80504

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,253 sqft · built 1975
Lot Size	0.346 acres (15,049 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2026)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1315-01-3-04-005`

Property Details

APN / Parcel Number

Primary APN	`1315-01-3-04-005`
Alternative APNs	`R0061367` `0061367`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,253 sqft Living Area
Gross Area	4,636 sqft
1st Floor Area	2,344 sqft
Basement Area	1,668 sqft
Finished Basement	909 sqft
Unfinished Basement	759 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	15,049 sqft (0.346 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	192 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0061367
Street Address	461 KARSH DR
City	LONGMONT
State	CO
Zip	80504-1343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 FOX HILL
Legal Range	69
Legal Township	2N
Legal Section	01
Legal Subdivision	FOX HILL - LG
Legal Block	3
Legal Lot Number	56
Jurisdiction	BOULDER CO
Township / Civil Division	LONGMONT
Census Block Group	3
Census Block	3032
Census Tract	13402

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 KARSH DR, LONGMONT, CO 80504-1343
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
May 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING
Jun 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jun 7, 2000 · Amount on Record
Deed Document Number	20264140717
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 21, 2026
Property Address	461 KARSH DR, LONGMONT, CO 80504-1343
Document Number	0004140717
Instrument Date	Jul 21, 2026
Instrument	20264140717
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,070.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 KARSH DR, LONGMONT, CO 80504-1343

Mortgage

Document Number	0004140718,
Date	Jul 21, 2026
Instrument	20264140718

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	461 KARSH DR, LONGMONT, CO 80504-1343
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004108465
Date	Nov 5, 2025
Instrument	4108465

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	461 KARSH DR, LONGMONT, CO 80504-1343
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003905473
Date	Aug 9, 2021
Instrument	3905473

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	461 KARSH DR, LONGMONT, CO 80504-1343
Document Number	0003786228
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	FIRST INTEGRITY TITLE, FITCO-FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 KARSH DR LONGMONT CO 805041343, LONGMONT, CO 80504-1343

Mortgage

Document Number	0003786228
Date	May 26, 2020
Instrument	3786228

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	May 25, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	461 KARSH DR, LONGMONT, CO 80504-1343
Document Number	0003598773
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 5, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	461 KARSH DR LONGMONT CO 805041343, LONGMONT, CO 80504-1343

Mortgage

Document Number	0003598773
Date	Jun 20, 2017
Instrument	3598773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 19, 2047

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Longmont City
Unified School District	St. Vrain Valley School District RE 1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,935 (-2.06%) Land $11,791 Building $31,144	$701,400 (-) Land $243,400 Building $458,000
2025	$3,945.00 (+10.1%)	$43,838 (-9.35%) Land $15,213 Building $28,625	$701,400 (-2.83%) Land $243,400 Building $458,000
2023	$3,583.00 (+21.25%)	$48,361 (+31.37%) Land $16,690 Building $31,671	$721,800 (+36.27%) Land $249,100 Building $472,700
2022	$2,955.00	$36,814 Land $11,752 Building $25,062	$529,700 Land $169,100 Building $360,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LONGMONT serves 104,178 people · EPA ID CO0107485
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextLight Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: T-Mobile, Verizon.

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