Santa Cruz County property record for 461 Granite Way, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,229 sqft · built 2018 |
| Lot Size | 0.094 acres (4,112 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,240 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-213-27 |
| Primary APN | 040-213-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,229 sqft Living Area |
| Gross Area | 2,669 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 4,112 sqft (0.094 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 461 GRANITE WAY |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-213-27
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9047 SOQUEL DR, APTOS, CA 95003-4001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Jan 15, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 10, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 04, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 10, 2017 | Deed of Trust, Mortgage OPES ADVISORS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 08, 2018 |
| Transfer Doc | 0000030683 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 455 GRANITE WAY, APTOS, CA 95003-3937 |
| Document Number | 0000020969 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-0020969 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001087 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 2019-0001087 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Feb 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.75% |
| Index | 1-Year LIBOR |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000029393 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | 2019-0029393 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 10, 2018 |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Document Number | 0000030683 |
| Instrument Date | Oct 08, 2018 |
| Instrument | 30683 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 455 GRANITE WAY APTOS CA 950033937, APTOS, CA 95003-3937 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 04, 2018 |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Document Number | 0000030206 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 30206 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 455 GRANITE WAY APTOS CA 950033937, APTOS, CA 95003-3937 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 461 GRANITE WAY, APTOS, CA 95003-3937 |
| Document Number | 0000001665 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7131 VIEWPOINT RD APTOS CA 950033315, APTOS, CA 95003-3315 |
| Document Number | 0000001665 |
|---|---|
| Date | Jan 18, 2018 |
| Instrument | 1665 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 17, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508,581 (+2%) Land $124,842 Building $383,739 | ||
| 2025 | $7,240.00 (+15.67%) | $498,608 (+4.04%) Land $122,394 Building $376,214 | |
| 2023 | $6,259.00 (+2.37%) | $479,247 Land $117,642 Building $361,605 | $1,052,730 |
| 2022 | $6,114.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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