461 Glacier Cliff, Durango, CO 81301 Property Records

La Plata County property record for 461 Glacier Cliff, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.75 ba · 4,310 sqft · built 2017
Lot Size	1.05 acres (45,738 sqft)
Owner	Company Name on Record
Last Sale	$605,000 (Sep 2016)
Tax Bill	$32,809 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5371-012-06-022`

Property Details

APN / Parcel Number

Primary APN	`5371-012-06-022`
Alternative APN	`R426937`

Interior

Bedrooms	3 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,310 sqft Living Area
Gross Area	5,716 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Custom Design
Lot Area	45,738 sqft
Garage Type	Attached
Garage Area	1,406 sqft
Porch	Porch
Porch Area	706 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R426937
Street Address	461 GLACIER CLF
City	DURANGO
State	CO
Zip	81301-8892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: GLACIER CLIFF SUB LOT: 22 GLACIER CLIFF S/D TAMARRON-AREA D PROJ 2003-306 461 GLACIER CLIFF DURANGO 81301
Legal Subdivision	GLACIER CLIFF SUB
Legal Block	1
Legal Lot Number	22
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1039
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	461 GLACIER CLIFF DR, DURANGO, CO 81301
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · ARM BNY MELLON NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Dec 11, 2018	Deed of Trust, Mortgage US BK
Jan 3, 2019	Grant Deed BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY
Sep 22, 2017	Loan Modification, Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2016 · Amount on Record
Deed Sale	Sep 30, 2016 · Amount on Record
Deed Document Number	20161118406
Prior Transfer Date	Sep 28, 2016
Prior Transfer Doc	0001118405
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	461 GLACIER CLF, DURANGO, CO 81301-8892
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001131324
Date	Jul 26, 2017
Instrument	1131324

Lender

Name	BNY MELLON NA
Type	Bank
Address	BOSTON, MA 02108

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2027
Change Frequency	Monthly
Min Rate At Change	1.25%
Max Rate At Change	10.7%
Index	1-Month LIBOR
Max Rate	10.7%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	461 GLACIER CLF, DURANGO, CO 81301-8892
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001176080
Date	Aug 19, 2020
Instrument	1176080

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	461 GLACIER CLF, DURANGO, CO 81301-8892
Document Number	0001152223
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	LPS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	461 GLACIER CLIFF DR DURANGO CO 813018892, DURANGO, CO 81301-8892

Mortgage

Document Number	0001152223
Date	Jan 3, 2019
Instrument	1152223

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

January 2019: Grant Deed

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Jan 3, 2019
Property Address	461 GLACIER CLF, DURANGO, CO 81301-8892
Document Number	0001152221
Instrument Date	Oct 23, 2018
Instrument	1152221
Record Updated	Jan 14, 2019
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	461 GLACIER CLIFF DR DURANGO CO 813018892, DURANGO, CO 81301-8892

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LA PLATA CO
Recording Date	Sep 22, 2017
Property Address	461 GLACIER CLF, DURANGO, CO 81301-8892
Instrument Date	Aug 23, 2017
Instrument	1133839
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001133839
Date	Sep 22, 2017
Instrument	1133839

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Sep 21, 2020

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,900 (+7.17%) Land $39,520 Building $273,380	$4,671,510 (-) Land $590,000 Building $4,081,510
2025	$32,809.00 (+55.54%)	$291,970 (+47.15%) Land $36,880 Building $255,090	$4,671,510 (+57.75%) Land $590,000 Building $4,081,510
2024	$21,093.00 (+7.44%)
2023	$19,632.00 (+84.01%)	$198,410 (+79.1%) Land $38,640 Building $159,770	$2,961,370 (+85.79%) Land $576,790 Building $2,384,580
2022	$10,669.00	$110,780 Land $27,280 Building $83,500	$1,593,900 Land $392,500 Building $1,201,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 68% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBERT CREEK WATER CO private · serves 750 people · EPA ID CO0134840
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	Corrosion control Apr 2019 Lead public education Dec 2018 Organic carbon removal Apr 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	25 / 5

May also be available: CenturyLink, Ting.

Cell Coverage

5G and 4G LTE (outdoors only)

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